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Insurance Innovation for Complex Risks

Most companies have a coverage gap in their insurance program. We can help you discover and eliminate yours.

Exclusive Coverage Endorsements Authored by Berrian

Changes in government regulations and industry innovations have created new risks that many insurance policies do not address. In fact, because the proper coverage did not exist in the marketplace, Berrian authored new coverages to address these emerging risks.

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Expert Guidance to Ensure Your Business Survives What Life Throws at it.

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Our team can evaluate your current insurance program, uncover gaps, and reveal your total cost of risk.

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Or, call 303-795-5831 to schedule your comprehensive gap analysis.

Case Studies
Our Team of Industry Experts

Joel Berrian

Joel Berrian, CPCU, ARM, AIC

Ph: 303-795-5831

Joel specializes in risk management analysis and program design for large companies. Joel is a coverholder with Lloyds of London.


Joeseph Bermudez

Joseph F. Bermudez, Esq.

Ph: 303-531-4986

Joe is the world’s leading expert on product contamination and product recall insurance. He addresses financial, contractual, operational and legal exposures raised by crisis management events.


Mark Gray

Mark Gray

Ph: 346-223-9101

Mark Gray is an executive of Leavitt Group. His extensive property and casualty background includes 25 years of experience within the food industry. Mark offers a strategic style that is validated by 200+ business owners and executives.