Strategic Partner Network
Englewood

Berrian Insurance Group is the insurance member of a strategic alliance of companies providing various services to member customers. Services include insurance, supply chain management, crisis consulting, sanitation, banking, and legal.

You can benefit in several ways from services provided by our network. You can reduce insurance costs, monitor quality and compliance within your supply chain and expedite insurance claim payments.

Insurance

We have special arrangements with several domestic and London insurance companies. We are able to integrate unique features of various companies to fit the needs of our customers, one at a time.

Supply Chain

We are fortunate to have been chosen by ReposiTrak as their “insurance advisors”. We greatly value their capabilities in supply chain support and in track and trace. We are able to use this partnership, with prior approval of each potential customer, as an important loss control resource to influence coverage and pricing offered to participating companies. Not only does this result in reduced cost, it also improves supply chain quality and integrity.

Ask yourself:

• Do you have tools to help you in your supply chain management?
• Are you able to use information from your supply chain vendors as an additional quality control measurement?

Crisis Consulting

We have included crisis response consulting as a service offered to customers. These services are available on both a pre-incident and post-incident basis and are highly prized when needed.

Sanitation

One of our strategic partners is a well known sanitation consulting and management firm with customers across the U.S. They perform a highly valued service to the food industry.

Banking

Banks, private equity and related lending institutions have come to realize the high exposures faced by many companies from contaminated products and product recalls. We work closely with these entities and with the companies in which they have invested to help assess risk and design insurance programs to transfer risk to others. While most of our work in this area is on a pre-loss basis, we also have the ability to assist companies with financial risk transfer of uninsured and underinsured loss on an after-the-fact basis.

Ask yourself:

• If your lenders were to ask to see your risk analysis and insurance plan, are you confident you would pass their inspection?
• Would you be interested in assistance in this area before lenders make the inquiry?

Legal

Risk transfer between you and your customers as well as between you and your vendors is gaining more attention. We are fortunate to have partnered with a law firm specializing in contract review to help customers assess risk and recommend improvements.

Ask yourself:

• Have you reviewed each of your contracts to identify risks your company is accepting and those being transferred to third parties?

Frequently Asked Questions

• Do truckers need general liability insurance? 

  General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

  • Bodily injury and property damage that occurs due to a covered incident. 
  • Personal or advertising injury. 
• What does trucking insurance cover? 

  Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

• How much does trucking insurance cost? 

  Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

  • The type(s) of vehicles you're insuring.
  • How far vehicles are traveling per year.
  • Types of cargo. Drivers' driving records.
  • The location of your center of operations.
  • Standard operating radius.
  • How you store the vehicle(s).
  • Amount of coverage you opt for.

  As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Berrian Insurance Group today!

• Not sure which of these coverages is right for your construction firm?

  Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

• Who needs construction insurance?

  If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing