About Berrian

Experience With Results

Work directly with some of the industry's top thought leaders in risk management and product recall.

We are licensed in all states as both the property & casualty insurance agent and as the surplus lines broker. We represent domestic and international insurers and are authorized by Lloyd’s of London to serve as the underwriter with authority of $70 million in limits for any one policy for product contamination and product recall insurance. This structure gives our customers three advantages:

  1. Direct access to underwriters for clarity of risk exposures and coverage design.
  2. Prices reflecting the direct insured-to-underwriter relationship.
  3. Improved understanding between insured and insurer following a loss enables faster claim resolution.

Our mission is to provide responsive expertise to our customers and to be an integral service provider to each business we serve. We accomplish this by having a highly trained staff, an extensive network of outside specialists, exclusive insurance programs, and strong relationships with multiple parties who deliver valuable services to our customers.

Client Testimonial

“They understand our complex business”

Protect Your Business

We understand the importance of the Food Safety Modernization Act (FSMA) to you and to your supply chain. Our expertise, market capabilities and strategic partner network offer you and your suppliers tools to help stay current with fast moving changes in your industry.

We also serve companies working in industrial manufacturing, oil & gas and renewable energy, public entities, security, construction, logistics and others.

Our History

Upon transition from his role as CEO of the world’s second largest insurance wholesale brokerage organization, Joel Berrian had an idea for a model he believed would deliver more creative insurance products. The idea resulted in creating a company authorized to work in multiple capacities, directly with customers, as agent and coverholder of insurance products offered by admitted and surplus lines insurers. The model results in efficient communication, improved insurance policy structure, tailored coverage, and reduced cost. The model has been further enhanced by the creation of a strategic partner network of companies providing valuable services to our customers. The model offers wide appeal. Some of the largest trade organizations recognize the value and have endorsed us as the insurance provider for their members.

Who We Serve

Customers we serve include grocers, supermarkets, hypermarkets, food & beverage manufacturers, distributors, wholesalers, importers, exporters and restaurant chains. Other industries benefiting from our model include pharmaceutical/nutraceutical, auto parts, aviation parts, and consumer products.

Corporate Headquarters

Our main office is located in Littleton, Colorado, a Denver suburb. We are a member company of Leavitt Group, serving customers totaling more than $3 billion in premium and ranked within the top ten privately-held insurance agencies in the U.S.

Our Team of Industry Experts

Joel Berrian

Joel Berrian, CPCU, ARM, AIC

Ph: 303-795-5831

Joel specializes in risk management analysis and program design for large companies. Joel is a coverholder with Lloyds of London.


Joeseph Bermudez

Joseph F. Bermudez, Esq.

Ph: 303-531-4986

Joe is the world’s leading expert on product contamination and product recall insurance. He addresses financial, contractual, operational and legal exposures raised by crisis management events.


Mark Gray

Mark Gray

Ph: 346-223-9101

Mark Gray is an executive of Leavitt Group. His extensive property and casualty background includes 25 years of experience within the food industry. Mark offers a strategic style that is validated by 200+ business owners and executives.

Talk to an Expert

See how we can help reduce your total cost of risk.