Enjoy your ride even more by making sure you have the right insurance coverage for your bike. Here are a few of the insurance products you'll definitely want to consider for your motorcycle insurance policy. We can help you select the insurance products that are right for you at a great rate.
Josephine Yonangitti—Personal Account Executive
Note: Collision and comprehensive motorcycle insurance are usually required if you financed your motorcycle. Even if it is not required, it is an important coverage to have—imagine having to repair or replace your bike after an accident or if it gets stolen.
Motorcycle insurance can help protect you if something goes wrong, but it is better to ride smart and avoid accidents all together. Here are a few tips to keep you and your bike safe:
Always wear a helmet and proper safety gear. Remember that while all black may look cool, brighter colors are more noticeable. Proper safety gear reduces the chance of injuries, protects you from the elements, and makes you more noticeable.
Drunk driving is always hazardous, but on a motorcycle, your inhibited balance and coordination are even more dangerous. And, it is against the law. Don't ride drunk!
Get Specialized Training
Complete a motorcycle training course. It will provide great information and teach you skills and techniques to keep your ride safe.
Ride as if you were invisible to other drivers. The main cause of motorcycle accidents is the other motorist did not see the motorcycle until it was too late. Don't become another statistic. Pay attention to the vehicles around you and assume they do not see you. Be especially careful in intersections.
Watch Out In The Weather
Weather and road conditions that would only be inconveniences to a car can be deadly to a motorcyclist. Metal, oil, water, and potholes can all cause problems. Rain is especially problematic in the first half hour after it begins because the rain and oil on the road mix to create very slick conditions. Bad weather also reduces other drivers' visibility, making it even harder for them to see you. Use lights and reflective clothing and be attentive.
Buying motorcycle insurance may not be quite as fun as going for a ride, but if something goes wrong, you'll be glad you spent a few minutes getting the motorcycle insurance you need.