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What You Need to Know About Transportation
We consistently deliver responsive and creative solutions to our customers' unique transportation-related insurance needs. We offer a full compliment of coverages, including automobile liability, general liability, physical damage, garage liability, motor truck cargo, workers' compensation and more.
Frequently Asked Questions
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Do truckers need general liability insurance?
General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have. With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include:
- Bodily injury and property damage that occurs due to a covered incident.
- Personal or advertising injury.
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What does trucking insurance cover?
Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.
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How much does trucking insurance cost?
Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:
- The type(s) of vehicles you're insuring.
- How far vehicles are traveling per year.
- Types of cargo. Drivers' driving records.
- The location of your center of operations.
- Standard operating radius.
- How you store the vehicle(s).
- Amount of coverage you opt for.
As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Barlocker Insurance Services today!