There's nothing like a day of fun on the water. Whether you are fishing, waterskiing, or just hanging out, boating is a great way to relax. Another way to relax is to make sure you have the right insurance policy for your boat.
Contact Us
435-283-4006
Although boat insurance may not be a legal requirement in your state, boat insurance may be required if your boat is financed. Many marinas also require boat insurance before you can use their facilities.
Even if boat insurance is not required, it is still a good idea, and you may want to go beyond the mandatory minimum requirement. Much like a car, boats face a lot of risks and you are responsible for any damage or injuries you cause, whether or not you have the insurance to cover it. You also want your boat to be covered in case of collision, running aground, hitting an underwater object, storm damage, or theft and vandalism.
The coverage you need will vary depending on your type of watercraft--whether you have a fishing boat, ski boat, sailboat, or yacht. Your other insurance policies (e.g. home or car insurance policy) likely won’t provide the coverage you need to insure your boat. A boat insurance policy can provide the protection you need for your boat, yourself, and your accessories.
Know the limits of your boat insurance policy. Some policies only cover you if you are close to home—a fact you don't want to find out after an accident occurs. You may also not be covered while towing your boat unless your policy specifically covers tow vehicles. You may also want to keep your boat insured year-round.
Insurance coverage options vary based on the size and type of your watercraft. These coverage options include:
Your Leavitt Group insurance agent can explain what is covered by your policy.
Insurance will help you recover if something goes wrong, but it's better to prevent accidents from happening at all. Here are some tips to keep you and your boat safe:
Mike Broderick
Agency Co-Owner