Industry-best loss control resources
100 +
Captive Clients Nationwide
Join over 100+ captive clients nationwide
A Chance to Turn Premium Dollars Into Strategic Assets
Captive Members
Million in Premium
Transform Your Business in 4 Simple Steps.
Your Captive Insurance Partner
With over 60 years of experience and a national footprint, Leavitt Group combines local expertise with deep captive knowledge. Our clients benefit from hands-on support, industry insights, and solutions designed to drive insurance performance — not just cost containment.
Captives aren't for everyone and that's the point.
Privately owned enterprise
Ownership has the autonomy to make strategic risk and capital decisions without the constraints of public market pressures.
Meaningful Premium Volume
The organization generates sufficient premium to support risk retention, loss predictability, and captive economics.
Risk-intelligent culture
Leadership understands how operational decisions affect loss outcomes and actively invests in risk control.
Capital-strong
The balance sheet can support capitalization requirements and withstand short-term volatility.
Data-driven expectations
Decisions are informed by loss data, benchmarking, and performance metrics rather than short-term pricing swings.
Long-term strategists
The business is willing to commit to a multi-year approach focused on stability, control, and sustainable results.
Getting started is easy! Simply reach out to us to see if joining a captive is right for your business.
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- Single parent captive: owned by a single company
- Group captive: formed by multiple companies, often enabling small employers to operate like large ones
- In good years, unused funds may be returned to members.
- In challenging years, there's no return, but liability is limited by a maximum amount.
- Risk is tiered: large risks are transferred to a stop-loss insurer, medium risks are shared among members, and small risks are retained by employers.
- Short‑ and long‑term savings
- More control over your insurance program
- More stable and predictable premiums
- Group leverage
- Increased employee productivity
- These benefits apply to both employee benefit group captives and property & casualty captives.
- Are privately held
- Have 50+ eligible employees enrolled
- Are already self‑funded or willing to implement it
- Are financially secure
- Have a strong safety culture and effective loss control
- Maintain high accountability
- Smaller and more predictable increases at renewal
- Renewals that are less disruptive year to year
- The chance to get money back from a portion of their stop-loss premium
- Traditional insurance: You pay premiums, the carrier absorbs the risk, and any unused premiums don’t return to you.
- Group captive: You effectively own a piece of the insurance alongside others. Unused premiums and investment income can be returned to members. Operational costs are often lower, and you gain underwriting control, transparency, and potential profit returns. However, you assume more risk as claims are paid from your own premium pool.
- Commercial Auto
- Cyber Security & Terrorism
- Employee Healthcare
- Extended Warranty & Service Contracts
- General Liability
- Product Liability
- Professional Liability
- Workers Compensation