Life Insurance

35 MILLION AMERICAN HOUSEHOLDS ARE WITHOUT LIFE INSURANCE

Are you one of these households? Get started on your life insurance journey today with life insurance quotes from our team at InsuranceHub.

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Most people don't think twice about life insurance.

But why don't people think about life insurance?

After many studies, there seem to be two main reasons people don't think about life insurance. For one, there are competing financial priorities, and two, because most believe they cannot afford it. In fact, a recent LIMRA study found that in Georgia, consumers overestimate the cost of life insurance by as much as three times the actual cost! But, fortunately for you, our agents at InsuranceHub are here to deliver cost-effective solutions.

OPTION 1

Term Life Insurance

Term life insurance is designed to pay a death benefit ONLY when death occurs during the policy period, which may range from 5 years to even 30 years. A term life insurance policy is the most straightforward form of life insurance and for some, might be the most affordable option.

OPTION 2

Whole Life Insurance

Whole life is designed to protect the entire life of the insured, or for as long as the insurance premium is continually paid. Over time, this policy can build equity and have a cash value. While this is a more expensive option than term life, it can be more valuable in the long term.

Other life insurance options

Other options available to you may include variable life insurance, survivorship and more. Our agents at InsuranceHub can go over these options in further detail with you.

Although it may seem overwhelming as you plan for your future with so many options available, our agents can help to guide you among several financial strategies. Our experienced consultants are here to ensure that you have the most appropriate plan designed to protect your assets and secure a comfortable retirement.

The cost of your life insurance coverage depends on the policy you choose to purchase, as well as your health, age, hobbies, lifestyle, and more.

LEARN MORE ABOUT LIFE INSURANCE OPTIONS

Call (877) 341-5728 or fill out a free quote form. Remember to ask if you qualify to get a discount by combining life insurance with your standard insurance coverage(s).