Why you need a Food Retail Gap Analysis right now:

Historic industry transformations have created newly developing and uncovered critical insurance gaps for Food Retail’s retailers, distributors and suppliers. The most expensive option in managing new or uncovered insurance gaps is failing to cover or purchasing inadequate coverage. Our Food Retail Gap Analysis will highlight the financial ramifications facing your company today.

Call 303-795-5831 to schedule your Food Retail Gap Analysis today.

FMI Partnership

With Innovation
Comes New Risks

The insurance coverage that Food Retail needs today did not exist prior to the policy forms and endorsements created by and available exclusively through Berrian Insurance Group, a Leavitt Group company.

RevenueShield® addresses the critical gaps in coverage—particularly for product recall and contamination events. The financial ramification directly associated with these gaps can be devastating to your business.

Recall Scenarios

Our Team

Meet the Industry Professionals

Joel Berrian

Joel Berrian, CPCU, ARM, AIC

Ph: 303-795-5831

Joel focuses on risk management analysis and program design for large companies. Joel is a coverholder with Lloyds of London.

RevenueShield® is a Critical Program for FMI Members

We are pleased to announce that FMI Members now have access to RevenueShield®, an insurance program specially designed for Food Retail. In response to historic industry transformation, RevenueShield® was created to protect Food Retail operating in a hostile environment of unfamiliar exposures, increased operational complexities and unprecedented competitive forces.

RevenueShield® was developed via FMI’s partnership with leading professional Joel Berrian of Berrian Insurance Group, an affiliated Leavitt Group company. Berrian is an innovative, unique, insurance brokerage boutique that has authored and designed exclusive insurance policies and endorsements to protect Food Retail’s brands and balance sheets.

What we protect

Are You Misinsured?

The industry transformations Food Retail is undergoing have brought about significant operational changes: new C-Suite appointments, unfamiliar supply chains, increasing complexity and novel customer services like grocerants, Ecommerce and meal kits – all of which present distinctively different risks and exposures.

Ignore and not only will you lose your competitive edge, you may lose your business. Berrian’s Food Retail Gap Analysis can identify your exposures and provide tailored solutions to protect your brand and balance sheet.

Customized Policies to Cover Emerging Gaps

Berrian has created and designed insurance policies and endorsements not offered by any other broker or insurer. These include Supermarket Contamination and Recall Insurance and Food Retail Contamination and Recall Insurance, which provide 17 triggers giving you one of the broadest programs for Insured Events in the world. In addition to these unique policies, Berrian also created endorsements to cover criminal strict liability, third party crisis consultants, expedited claims preparation, and professional claim preparation. Berrian dovetails coverage features between multiple policies to eliminate gaps, avoid duplication and lower costs.


We have answers to your frequently asked questions. Give us a call and we'd be happy to go over these questions with you.

Will Berrian work directly with our company as the Broker on all of our commercial insurance exposures?

What’s different about retail grocer exposure from prepared foods and private label?

We have general liability and property insurance, why do we need SCRI or FRCRI?

What advantages do SCRI and FRCRI offer?

Can RevenueShield® help us save on insurance costs?

What other services are provided under RevenueShield®?


Get Your Complimentary Risk Analysis

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