Home Medical Equipment

Home Med Equipment Dealer

An insurance relationship for all overages—For the first time HME Companies can access all of their insurance needs from one source.

Koty-Leavitt has a program that competitively offers General Liability, Professional Liability, Property, Automobile and Workers Compensation Insurance nationwide. After working in the medical device field for 21 years (see Protek-Insurance.com) Koty-Leavitt has taken all those years of experience and expanded its products into Home Healthcare devices and services.

General Liability

  • Comprehensive General Liability Limits up to $3 million Aggregate
  • Abuse and Molestation Coverage
  • Premises Liability
  • Personal Injury Liability
  • Volunteers as Additional Insureds
  • Employee Benefits Liability
  • Cyber-liability
  • Excess Liability Limits available up to 3 million

Professional Liability

  • Occurrence and Claims Made Coverage Available
  • Separate Coverage so not to erode General Liability Limits
  • Provides vicarious coverage for sub-contracted medical professionals including physicians
  • Contingent, Vicarious Liability for employed and volunteer physicians


  • Blanket Limits
  • Building and Contents
  • Business Income Protections
  • Electronic Data Processing
  • Equipment Floater
  • Crime Coverage
  • Agreed Amount available upon property appraisal

Commercial Auto Liability

  • Hired & Non-owned Auto Liability
  • Volunteers as insureds
  • Hired Physical Damage
  • Rental Reimbursement for private passenger vehicles
  • CSL limit up to $1 million, Excess Liability available up to $ 2 million
  • Comp & Collision

Workers Compensation

  • Employers Liability
  • Gap Coverage available

Services Available

  • Loss Control and Risk Analysis Services
  • Product Specific web-based loss control solutions
  • Free on-line defensive driver training course and examination

Contact Us Today

Koty-Leavitt Insurance

Koty-Leavitt Insurance

Let us help you with your insurance needs & questions.

Contact Us