Director and Officer Liability Insurance
Bellville, Canal Winchester, Columbus, Grove City, Westerville

However, the management is exposed to various risks that require proactive measures detailed in the risk management plan. Our management liability coverage is designed to protect personal assets owned by management officials in the event they are sued while acting in their managerial capacity.

We will help you determine all exposures directors, managers, officers and other business governance entities face while running the business. Our team will work closely with your business to customize management liability coverage according to your needs and key liabilities you should consider.

Custom policies for custom risks

Both past and current communication and technology company management and directors face various litigation arising from legal liabilities and statutory obligations. Your management team and board of directors may be sued for various wrongful acts and decisions, resulting in financial loss. Each company has unique needs, based on managerial levels, experience and obligations. We design our management liability policy to fit the uniqueness of your company and your insureds. We will help you to determine your company’s exposures and work closely with your firm to help you understand the coverage that is provided within your management liability policy.

We are your management liability advisors

As a communication or technology company, the property and assets of your directors, officers and managers are always at risk. All individuals involved in purchasing management liability should understand coverage, terms, conditions and limits of the policy. A claim or suit brought by another party can significantly impact company productivity, finances and reputation. Our advisors work with each firm independently identifying all risk unique to their operations and managerial obligations. We will also help you understand emerging risks and changes in what constitutes management liability.

Frequently Asked Questions

• Do truckers need general liability insurance? 

  General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

  • Bodily injury and property damage that occurs due to a covered incident. 
  • Personal or advertising injury. 
• What does trucking insurance cover? 

  Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

• How much does trucking insurance cost? 

  Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

  • The type(s) of vehicles you're insuring.
  • How far vehicles are traveling per year.
  • Types of cargo. Drivers' driving records.
  • The location of your center of operations.
  • Standard operating radius.
  • How you store the vehicle(s).
  • Amount of coverage you opt for.

  As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Leavitt Group Midwest today!

• Not sure which of these coverages is right for your construction firm?

  Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

• Who needs construction insurance?

  If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing