SecureRisk Insurance Solutions
Natchez

As a member of SecureRisk, we work to combine knowledge and resources to deliver excellent insurance coverage, services, and pricing. Whether you need to insure your business, employees, house, car, life or more our agency is there for you. Contact us to see how we can help you mitigate risk »

Core Services

• Risk Management For Businesses
• Risk Management For Individuals & Families
• Commercial Insurance
• Life & Health Insurance

Solutions for Businesses and Individuals

Business Owners

If you're an entrepreneur, small business owner, or pressional services provider, you know risk. It's on your mind every day, from the time you open the shop to your last client meeting of the day. That's why you need an insurance and risk management partner who understands your business.

Professionals and Business Owners

Our experienced commercial insurance team serves business owners and professionals throughout the Southest, just like you. We have the industry insight, experience, and market relationships to design, negotiate, and manage comprehensive insurance plans tailored to your unique operations.

Construction Industry

By leveraging our ownership in SecureRisk, our agency is in a powerful negotiating position with insurance companies. As a result, our construction clients receive preferred pricing and coverage service.

Farming and Agriculture

As a farm and agriculture risk management ream, we have decades of experience designing programs with coverages specifically tailored for your unique agriculture operation and risks.

Non-Profits

We have a proactive risk management approach. That's why we'll work closely with your and your staff to improve safety procedures, training, and customer safety. We bring smarter solutions to all the non-profits we work with.

Hospitality Industry

If you're in food service, accommodations, or entertainment you know what risk is. That's why you need an insurance and risk management partner who understands your business.

Frequently Asked Questions

• Do truckers need general liability insurance? 

  General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

  • Bodily injury and property damage that occurs due to a covered incident. 
  • Personal or advertising injury. 
• What does trucking insurance cover? 

  Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

• How much does trucking insurance cost? 

  Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

  • The type(s) of vehicles you're insuring.
  • How far vehicles are traveling per year.
  • Types of cargo. Drivers' driving records.
  • The location of your center of operations.
  • Standard operating radius.
  • How you store the vehicle(s).
  • Amount of coverage you opt for.

  As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Stephens & Hobdy Insurance today!

• Not sure which of these coverages is right for your construction firm?

  Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

• Who needs construction insurance?

  If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing