Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients.
Lincoln–Leavitt Insurance Agency
650 N Main St.
Lakeport, CA 95453
CA License #OC73811
Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients. Formed in 1999 through the partnership of Tom Lincoln and the Leavitt Group, our agency has grown into an innovator of insurance solutions for Main Street businesses, family farms, manufacturers, and service providers around Lakeport, California. Our service teams are second to none in providing timely and friendly response to client's needs and compassionate efficiency in helping our insured’s through difficult times when claims and losses occur.
Lincoln-Leavitt maintains strong and enduring relationships with many of the country’s most recognized insurance companies, as well as local and regional insurance providers who bring specialized products to the table to meet the unique needs of some businesses and families. We believe our independent agency status allows us the most flexibility in meeting the insurance challenges of the day.
We seek to bring value to our clients through competitive pricing, broad coverage and creative insurance policy design.
With business and family budgets being squeezed ever more tightly from all directions, Lincoln-Leavitt Insurance Agency strives to minimize costs without endangering our clients’ interests.
We know, however, that there is more to an insurance relationship than just providing the cheapest price. As professional agents we know that putting our clients’ interests first is the key to a long term and successful relationship. It starts with learning about your business or what is important to your family. In the end we want our insurance recommendations to be meaningful tools that you can use in order to make an informed decision. If we don’t get it right, we both lose.
The insurance industry has changed dramatically over the last several years. Healthcare reform alone represents the most drastic and impactful change, probably in the history of health insurance. Clients look to us for professional advice and guidance as they confront the daunting task of complying with the law and dealing with its potential consequences. Jill Jensen has been advising businesses and individual clients for almost two decades. Before joining our agency in 1996, Jill supervised claims center operations for Blue Shield. Since then, she has kept up with industry changes and has paid particular attention to Health Care Reform regulations as they have been rolled out in recent months. In addition, our partner, the Leavitt Group, has marshaled significant expertise and made information readily available through special news alerts, emails, and online client seminars. We have access to compliance experts who provide help and reassurance to our clients as the full impact of reform approaches in late 2013. To receive updates, visit leavitt.com/healthcarereform and sign up for our email alerts.
It is easy to view home and auto insurance as a commodity these days. Dozens of insurance companies offer policies that cover the same basic exposures with little difference in the core insurance elements. What Lincoln-Leavitt Insurance Agency brings to this transaction is the ability to match a client with the insurance company that provides an assortment of coverage at a competitive price that best meets your family’s needs. Part of our consultative approach includes helping our clients take advantage of discounts offered by insurance companies by the way we structure the insurance policy, such as packaging your home and auto insurance with one insurance company.
For a review of your business or individual insurance policy, please contact us in our Lakeport, California office. We look forward to working with you!
The U.S. Equal Employment Opportunity Commission (EEOC) issued two final rules on how employer wellness programs can comply with Title I of the Americans with Disabilities Act (ADA) and Title II of the Genetic Information Nondiscrimination Act (GINA). Both rules were published in the May 17, 2016 Federal Register, along with Question-and-Answer documents for ADA […]
Wednesday, May 25, 2016
by Lisa Klinger, J.D. and Susan Grassli, J.D. This is an updated and revised version of the prior article on the same topic, which was posted on Feb. 9, 2015. The penalty amounts of $2,000 and $3,000 annually have been indexed for inflation and in 2016 are $2,160 and $3,240 (2015 amounts were $2,080 […]
Wednesday, May 25, 2016
The 2017 Benefits and Payments Parameters Final Rule rule is 538 pages and covers numerous topics. This article highlights some that may be of particular interest to employers, such as 2017 maximum OOP limits, continued "no minimum participation requirements" special enrollment for small employers, numerous exchange issues, and others.
Sunday, May 22, 2016
On April 29, 2016, the Internal Revenue Service (IRS) released Revenue Procedure 2016-28 to announce the inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2017. The IRS announced the following limits for 2017: The maximum HSA contribution limit; The maximum deductible amount for high deductible health plans (HDHPs); and The maximum out-of-pocket expense […]
Thursday, May 5, 2016
While life insurance is essential for taking care of family members when you die, it can also be a critical strategic tool when it comes to wealth management.
Thursday, April 21, 2016
Incident rates are a very useful tool for companies to use in benchmarking their performance. Developing these benchmarking tools can be a very helpful first step in monitoring your safety performance.
Thursday, March 31, 2016
Are you aware that civil penalties for all employer violations of OSHA regulations will be increasing this year? While an OSHA citation can be costly, the health and safety of employees is on the line when safety standards are not enforced in the workforce.
Tuesday, March 22, 2016
We work to develop lasting client relationships. As a privately-held firm, we have the flexibility to make long-term decisions with you. Our performance is not judged by Wall Street every quarter, but rather by the quality of relationships we maintain.
As the 10th largest privately-held insurance brokerage in the nation*, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy.
As a result of our local managing co-owner and on-the-ground decision makers, our interest in your success results in a greater level of service and commitment to your business. We match solutions to your needs and geography.
We believe in operating with complete integrity and transparency. We have a long history based on this principle, and it is a vital part of our culture. As we bring people into our organization, we look for those who share our values, thus fostering relationships based on trust—for employees, insurance companies, and clients.
*According to Insurance Journal, August 2014 issue.