Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients.
Lincoln–Leavitt Insurance Agency
650 N Main St.
Lakeport, CA 95453
CA License #OC73811
Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients. Formed in 1999 through the partnership of Tom Lincoln and the Leavitt Group, our agency has grown into an innovator of insurance solutions for Main Street businesses, family farms, manufacturers, and service providers around Lakeport, California. Our service teams are second to none in providing timely and friendly response to client's needs and compassionate efficiency in helping our insured’s through difficult times when claims and losses occur.
Lincoln-Leavitt maintains strong and enduring relationships with many of the country’s most recognized insurance companies, as well as local and regional insurance providers who bring specialized products to the table to meet the unique needs of some businesses and families. We believe our independent agency status allows us the most flexibility in meeting the insurance challenges of the day.
We seek to bring value to our clients through competitive pricing, broad coverage and creative insurance policy design.
With business and family budgets being squeezed ever more tightly from all directions, Lincoln-Leavitt Insurance Agency strives to minimize costs without endangering our clients’ interests.
We know, however, that there is more to an insurance relationship than just providing the cheapest price. As professional agents we know that putting our clients’ interests first is the key to a long term and successful relationship. It starts with learning about your business or what is important to your family. In the end we want our insurance recommendations to be meaningful tools that you can use in order to make an informed decision. If we don’t get it right, we both lose.
The insurance industry has changed dramatically over the last several years. Healthcare reform alone represents the most drastic and impactful change, probably in the history of health insurance. Clients look to us for professional advice and guidance as they confront the daunting task of complying with the law and dealing with its potential consequences. Jill Jensen has been advising businesses and individual clients for almost two decades. Before joining our agency in 1996, Jill supervised claims center operations for Blue Shield. Since then, she has kept up with industry changes and has paid particular attention to Health Care Reform regulations as they have been rolled out in recent months. In addition, our partner, the Leavitt Group, has marshaled significant expertise and made information readily available through special news alerts, emails, and online client seminars. We have access to compliance experts who provide help and reassurance to our clients as the full impact of reform approaches in late 2013. To receive updates, visit leavitt.com/healthcarereform and sign up for our email alerts.
It is easy to view home and auto insurance as a commodity these days. Dozens of insurance companies offer policies that cover the same basic exposures with little difference in the core insurance elements. What Lincoln-Leavitt Insurance Agency brings to this transaction is the ability to match a client with the insurance company that provides an assortment of coverage at a competitive price that best meets your family’s needs. Part of our consultative approach includes helping our clients take advantage of discounts offered by insurance companies by the way we structure the insurance policy, such as packaging your home and auto insurance with one insurance company.
For a review of your business or individual insurance policy, please contact us in our Lakeport, California office. We look forward to working with you!
Affordable Care Act: Tracking Information Overview for Information Reporting provisions & Employer Shared Responsibility provisions There are two separate provisions under the Affordable Care Act (ACA) that require a large employer (at least 50 full-time employees and full-time employee equivalents) to track monthly information about the health benefits they offer: Employer Shared Responsibility ("Employer Mandate") Information […]
Monday, April 20, 2015
HHS (CCIIO) issued a New list - April 8, 2015—of the largest 3 small group insurance products by state
Monday, April 13, 2015
California Senate Bill 128 - the End-of-Life Option Act - would allow a terminally ill, mentally competent adult to request a prescription for aid-in-dying medication, which the patient can self-administer when they choose. An individual has a "terminal illness" if he or she has a medical diagnosis that the illness is expected to result in […]
Monday, April 6, 2015
"Why is my homeowners dwelling coverage so much higher than what I could sell or even build a new home for."
Thursday, April 30, 2015
Cyber liability insurance (more accurately called information security and privacy liability insurance) is rated based on the amount of information at risk - number and size of records, nature of records, type of business or service provided, and revenue.
Monday, March 30, 2015
The Affordable Care Act, also known as Obamacare, will likely undergo a few changes in the coming year or two. The shape of the law as it evolves is starting to come into focus with Congress now under Republican control. Though some change can be expected, so far it looks like the bulk of the […]
Wednesday, February 25, 2015
Over the objections of employer groups and applause from labor representatives, the Cal-OSHA Standards Board approved major revisions to the state's heat illness prevention standard. Executive Officer Marley Hart said the board would request an early effective date for the revisions from the Office of Administrative Law – April 1 instead of July 1. That […]
Wednesday, February 25, 2015
We work to develop lasting client relationships. As a privately-held firm, we have the flexibility to make long-term decisions with you. Our performance is not judged by Wall Street every quarter, but rather by the quality of relationships we maintain.
As the 10th largest privately-held insurance brokerage in the nation*, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy.
As a result of our local managing co-owner and on-the-ground decision makers, our interest in your success results in a greater level of service and commitment to your business. We match solutions to your needs and geography.
We believe in operating with complete integrity and transparency. We have a long history based on this principle, and it is a vital part of our culture. As we bring people into our organization, we look for those who share our values, thus fostering relationships based on trust—for employees, insurance companies, and clients.
*According to Insurance Journal, August 2014 issue.