Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients.
Lincoln–Leavitt Insurance Agency
650 N Main St.
Lakeport, CA 95453
CA License #OC73811
Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients. Formed in 1999 through the partnership of Tom Lincoln and the Leavitt Group, our agency has grown into an innovator of insurance solutions for Main Street businesses, family farms, manufacturers, and service providers around Lakeport, California. Our service teams are second to none in providing timely and friendly response to client's needs and compassionate efficiency in helping our insured’s through difficult times when claims and losses occur.
Lincoln-Leavitt maintains strong and enduring relationships with many of the country’s most recognized insurance companies, as well as local and regional insurance providers who bring specialized products to the table to meet the unique needs of some businesses and families. We believe our independent agency status allows us the most flexibility in meeting the insurance challenges of the day.
We seek to bring value to our clients through competitive pricing, broad coverage and creative insurance policy design.
With business and family budgets being squeezed ever more tightly from all directions, Lincoln-Leavitt Insurance Agency strives to minimize costs without endangering our clients’ interests.
We know, however, that there is more to an insurance relationship than just providing the cheapest price. As professional agents we know that putting our clients’ interests first is the key to a long term and successful relationship. It starts with learning about your business or what is important to your family. In the end we want our insurance recommendations to be meaningful tools that you can use in order to make an informed decision. If we don’t get it right, we both lose.
The insurance industry has changed dramatically over the last several years. Healthcare reform alone represents the most drastic and impactful change, probably in the history of health insurance. Clients look to us for professional advice and guidance as they confront the daunting task of complying with the law and dealing with its potential consequences. Jill Jensen has been advising businesses and individual clients for almost two decades. Before joining our agency in 1996, Jill supervised claims center operations for Blue Shield. Since then, she has kept up with industry changes and has paid particular attention to Health Care Reform regulations as they have been rolled out in recent months. In addition, our partner, the Leavitt Group, has marshaled significant expertise and made information readily available through special news alerts, emails, and online client seminars. We have access to compliance experts who provide help and reassurance to our clients as the full impact of reform approaches in late 2013. To receive updates, visit leavitt.com/healthcarereform and sign up for our email alerts.
It is easy to view home and auto insurance as a commodity these days. Dozens of insurance companies offer policies that cover the same basic exposures with little difference in the core insurance elements. What Lincoln-Leavitt Insurance Agency brings to this transaction is the ability to match a client with the insurance company that provides an assortment of coverage at a competitive price that best meets your family’s needs. Part of our consultative approach includes helping our clients take advantage of discounts offered by insurance companies by the way we structure the insurance policy, such as packaging your home and auto insurance with one insurance company.
For a review of your business or individual insurance policy, please contact us in our Lakeport, California office. We look forward to working with you!
California paid sick leave (Health Workplaces, Healthy families Act of 2014, AB 1522) became effective July 1, 2015, and on July 13, 2015 it was amended by AB 304, which was signed into law on that day as "urgency legislation" to amend and clarify many of the key provisions of the new law, including: Accrual […]
Sunday, August 2, 2015
The IRS issued its second notice (Notice 2015-52) on the Cadillac tax (the 40% excise tax under IRC §4980I). The new guidance, issued July 30, 2015, explains possible approaches the IRS is considering for administering the Cadillac tax
Friday, July 31, 2015
As of January 1, 2016, the ACA definition of "small" group employer increases from 50 to 100 employees. Renewing early to delay small group rating may be a good strategy for many employers with 51-100 employees, but for certain employers this will NOT be a good strategy. This article discusses various factors an employer should consider.
Thursday, July 23, 2015
Penalties were recently increased for information reporting failures under the Affordable Care Act (ACA). The Trade Preferences Extension Act of 2015 was passed by Congress and on June 29, 2015 , signed by President Obama. The Act has little to do with the ACA, but a minor provision within it increases penalties for failures related […]
Wednesday, July 15, 2015
Every year, millions of lawsuits are filed and the U.S. Equal Employment Opportunity Commission (EEOC) receives tens of thousands of claims by employees and former employees. Many businesses are turning to employment practices liability insurance (EPLI) to help protect themselves from the exposure caused by lawsuits and EEOC claims. This makes sense, since a business is more likely to have an EPLI claim than a general liability or property/casualty claim.
Monday, July 27, 2015
Developing and maintaining a healthy lifestyle does not need to involve tightening your budget. Here are some ways to get and stay healthy without breaking the bank:
Monday, July 20, 2015
Health insurance is a complex topic, but all of the acronyms and abbreviations make the subject even more difficult. Whether you're trying to understand the latest developments in health care reform law or trying to make sense of your own health plan documents, you are likely to run into many of these acronyms. We know […]
Wednesday, July 15, 2015
We work to develop lasting client relationships. As a privately-held firm, we have the flexibility to make long-term decisions with you. Our performance is not judged by Wall Street every quarter, but rather by the quality of relationships we maintain.
As the 10th largest privately-held insurance brokerage in the nation*, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy.
As a result of our local managing co-owner and on-the-ground decision makers, our interest in your success results in a greater level of service and commitment to your business. We match solutions to your needs and geography.
We believe in operating with complete integrity and transparency. We have a long history based on this principle, and it is a vital part of our culture. As we bring people into our organization, we look for those who share our values, thus fostering relationships based on trust—for employees, insurance companies, and clients.
*According to Insurance Journal, August 2014 issue.