Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients.
Lincoln–Leavitt Insurance Agency
650 N Main St.
Lakeport, CA 95453
CA License #OC73811
Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients. Formed in 1999 through the partnership of Tom Lincoln and the Leavitt Group, our agency has grown into an innovator of insurance solutions for Main Street businesses, family farms, manufacturers, and service providers around Lakeport, California. Our service teams are second to none in providing timely and friendly response to client's needs and compassionate efficiency in helping our insured’s through difficult times when claims and losses occur.
Lincoln-Leavitt maintains strong and enduring relationships with many of the country’s most recognized insurance companies, as well as local and regional insurance providers who bring specialized products to the table to meet the unique needs of some businesses and families. We believe our independent agency status allows us the most flexibility in meeting the insurance challenges of the day.
We seek to bring value to our clients through competitive pricing, broad coverage and creative insurance policy design.
With business and family budgets being squeezed ever more tightly from all directions, Lincoln-Leavitt Insurance Agency strives to minimize costs without endangering our clients’ interests.
We know, however, that there is more to an insurance relationship than just providing the cheapest price. As professional agents we know that putting our clients’ interests first is the key to a long term and successful relationship. It starts with learning about your business or what is important to your family. In the end we want our insurance recommendations to be meaningful tools that you can use in order to make an informed decision. If we don’t get it right, we both lose.
The insurance industry has changed dramatically over the last several years. Healthcare reform alone represents the most drastic and impactful change, probably in the history of health insurance. Clients look to us for professional advice and guidance as they confront the daunting task of complying with the law and dealing with its potential consequences. Jill Jensen has been advising businesses and individual clients for almost two decades. Before joining our agency in 1996, Jill supervised claims center operations for Blue Shield. Since then, she has kept up with industry changes and has paid particular attention to Health Care Reform regulations as they have been rolled out in recent months. In addition, our partner, the Leavitt Group, has marshaled significant expertise and made information readily available through special news alerts, emails, and online client seminars. We have access to compliance experts who provide help and reassurance to our clients as the full impact of reform approaches in late 2013. To receive updates, visit leavitt.com/healthcarereform and sign up for our email alerts.
It is easy to view home and auto insurance as a commodity these days. Dozens of insurance companies offer policies that cover the same basic exposures with little difference in the core insurance elements. What Lincoln-Leavitt Insurance Agency brings to this transaction is the ability to match a client with the insurance company that provides an assortment of coverage at a competitive price that best meets your family’s needs. Part of our consultative approach includes helping our clients take advantage of discounts offered by insurance companies by the way we structure the insurance policy, such as packaging your home and auto insurance with one insurance company.
For a review of your business or individual insurance policy, please contact us in our Lakeport, California office. We look forward to working with you!
Do I qualify for the delayed effective date for the Employer Shared Responsibility Requirements under PPACA? Some, but not all, large employers with non-calendar year plans may start complying with Employer Shared Responsibility provisions the first day of the 2015 plan year (rather than January 1, 2015) if certain conditions are met: The employer must […]
Wednesday, May 20, 2015
On May 4, 2015, the Internal Revenue Service (IRS) released Revenue Procedure 2015-30 to announce the inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2016. The IRS announced the following limits for 2016:
Monday, May 18, 2015
Some employers may have already received Tax Credit notices from the Exchanges/Health Insurance Marketplaces. These are not the Exchange Notices that employers gave to all employees by October 1, 2013 and that employers continue to give all new-hires within 14 days of hire.
Wednesday, May 13, 2015
This is an update of Leavitt’s article on: Affordability under the Employer Shared Responsibility provisions of the ACA Click here for the PDF of the updated article: 4-29-15 Affordability Safe Harbor under ESR
Wednesday, May 13, 2015
"Why is my homeowners dwelling coverage so much higher than what I could sell or even build a new home for."
Thursday, April 30, 2015
Cyber liability insurance (more accurately called information security and privacy liability insurance) is rated based on the amount of information at risk - number and size of records, nature of records, type of business or service provided, and revenue.
Monday, March 30, 2015
The Affordable Care Act, also known as Obamacare, will likely undergo a few changes in the coming year or two. The shape of the law as it evolves is starting to come into focus with Congress now under Republican control. Though some change can be expected, so far it looks like the bulk of the […]
Wednesday, February 25, 2015
Over the objections of employer groups and applause from labor representatives, the Cal-OSHA Standards Board approved major revisions to the state's heat illness prevention standard. Executive Officer Marley Hart said the board would request an early effective date for the revisions from the Office of Administrative Law – April 1 instead of July 1. That […]
Wednesday, February 25, 2015
We work to develop lasting client relationships. As a privately-held firm, we have the flexibility to make long-term decisions with you. Our performance is not judged by Wall Street every quarter, but rather by the quality of relationships we maintain.
As the 10th largest privately-held insurance brokerage in the nation*, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy.
As a result of our local managing co-owner and on-the-ground decision makers, our interest in your success results in a greater level of service and commitment to your business. We match solutions to your needs and geography.
We believe in operating with complete integrity and transparency. We have a long history based on this principle, and it is a vital part of our culture. As we bring people into our organization, we look for those who share our values, thus fostering relationships based on trust—for employees, insurance companies, and clients.
*According to Insurance Journal, August 2014 issue.