Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients.
Lincoln–Leavitt Insurance Agency
650 N Main St.
Lakeport, CA 95453
CA License #OC73811
Lincoln-Leavitt Insurance is Lake County’s leading provider of insurance products for families and businesses. Our staff of licensed professional agents brings over 115 years of combined insurance experience to our clients. Formed in 1999 through the partnership of Tom Lincoln and the Leavitt Group, our agency has grown into an innovator of insurance solutions for Main Street businesses, family farms, manufacturers, and service providers around Lakeport, California. Our service teams are second to none in providing timely and friendly response to client's needs and compassionate efficiency in helping our insured’s through difficult times when claims and losses occur.
Lincoln-Leavitt maintains strong and enduring relationships with many of the country’s most recognized insurance companies, as well as local and regional insurance providers who bring specialized products to the table to meet the unique needs of some businesses and families. We believe our independent agency status allows us the most flexibility in meeting the insurance challenges of the day.
We seek to bring value to our clients through competitive pricing, broad coverage and creative insurance policy design.
With business and family budgets being squeezed ever more tightly from all directions, Lincoln-Leavitt Insurance Agency strives to minimize costs without endangering our clients’ interests.
We know, however, that there is more to an insurance relationship than just providing the cheapest price. As professional agents we know that putting our clients’ interests first is the key to a long term and successful relationship. It starts with learning about your business or what is important to your family. In the end we want our insurance recommendations to be meaningful tools that you can use in order to make an informed decision. If we don’t get it right, we both lose.
The insurance industry has changed dramatically over the last several years. Healthcare reform alone represents the most drastic and impactful change, probably in the history of health insurance. Clients look to us for professional advice and guidance as they confront the daunting task of complying with the law and dealing with its potential consequences. Jill Jensen has been advising businesses and individual clients for almost two decades. Before joining our agency in 1996, Jill supervised claims center operations for Blue Shield. Since then, she has kept up with industry changes and has paid particular attention to Health Care Reform regulations as they have been rolled out in recent months. In addition, our partner, the Leavitt Group, has marshaled significant expertise and made information readily available through special news alerts, emails, and online client seminars. We have access to compliance experts who provide help and reassurance to our clients as the full impact of reform approaches in late 2013. To receive updates, visit leavitt.com/healthcarereform and sign up for our email alerts.
It is easy to view home and auto insurance as a commodity these days. Dozens of insurance companies offer policies that cover the same basic exposures with little difference in the core insurance elements. What Lincoln-Leavitt Insurance Agency brings to this transaction is the ability to match a client with the insurance company that provides an assortment of coverage at a competitive price that best meets your family’s needs. Part of our consultative approach includes helping our clients take advantage of discounts offered by insurance companies by the way we structure the insurance policy, such as packaging your home and auto insurance with one insurance company.
For a review of your business or individual insurance policy, please contact us in our Lakeport, California office. We look forward to working with you!
This is Leavitt's Quarterly Update of Deadlines and Reminders in the upcoming quarter. This is for third quarter of 2015. June 30: Transition relief under Notice 2015-17 ends for Employer Payment Plans offered by small employers (with fewer than 50 employees). Small employers that continue to pay for employees’ premiums for individual health insurance will be […]
Friday, July 3, 2015
On June 30, 2015, the DOL proposed a rule to modify the "white collar exemptions" to the overtime and minimum wage protections of the Fair Labor Standards Act (FLSA). The proposed rule would increase the annual salary threshold for the white collar exemption to $47,892 for 2015.
Friday, July 3, 2015
Starting with the 2016 plan year the self-only, in-network annual out-of-pocket maximum (OOPM) applies to each individual, even those enrolled in family coverage. Although the ACA limits on cost-sharing have applied since 2014, before 2016 the maximums applied separately for self-only and "other-than-self-only" (family) coverage. Recent guidance (since February 2015) from the Departments of HHS, […]
Monday, June 29, 2015
As employers start preparing for 2016 renewals, here are two important changes to keep in mind: "Small" group definition increases to 100 employees, and Embedded individual out-of-pocket maximum (OOPM) applies for all size plans “Small” Group Definition Starting with the 2016 plan year, "small" group increases to 100 employees. Under the ACA, the definition is […]
Sunday, June 28, 2015
Following a few simple safety tips can help you enjoy the season without becoming a statistic.
Wednesday, July 1, 2015
There's a list a mile long of things that could go wrong at any given event, all of which you want to be prepared to handle if they happen at yours.
Monday, June 29, 2015
Emergency preparedness experts emphasize the importance of digitizing your important personal documents to help you rebuild your life if the worst occurs. This article contains some valuable advice to help you with your personal disaster recovery plan.
Wednesday, June 3, 2015
We work to develop lasting client relationships. As a privately-held firm, we have the flexibility to make long-term decisions with you. Our performance is not judged by Wall Street every quarter, but rather by the quality of relationships we maintain.
As the 10th largest privately-held insurance brokerage in the nation*, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy.
As a result of our local managing co-owner and on-the-ground decision makers, our interest in your success results in a greater level of service and commitment to your business. We match solutions to your needs and geography.
We believe in operating with complete integrity and transparency. We have a long history based on this principle, and it is a vital part of our culture. As we bring people into our organization, we look for those who share our values, thus fostering relationships based on trust—for employees, insurance companies, and clients.
*According to Insurance Journal, August 2014 issue.