Underwriting

You Will Benefit From Us Negotiating On Your Behalf

We have an aggressive approach to underwriting. By combining our underwriting department's experience with our producers' knowledge, strong carrier relationships, and full utilization of carrier data, you will receive the optimal solution available for your company. You will also get rate relief as we leverage opportunities in the renewal formula.

Bob Smith

Contact us for an employee benefits consultation today.

Contact Us 
614-451-2232

Bob Smith—Agency President

Mid-Sized Employer

  • Preparation of underwriting packets
  • Full market renewal analysis
  • Comprehensive report outlining available options
  • Comprehensive electronic application and applicable underwriting
  • Screening of health applications for accuracy

Large Employer (Experience Rated)

  • Present and analyze semi-annual claims utilization report
  • Quarterly experience tracking
  • Analysis of plan design changes
  • Aggressively negotiate renewal
  • Speak the language of an underwriter
  • Coordinate data with wellness initiatives
  • Health Plan Intelligence Benchmarking Tool
  • Self-funded evaluation (appropriate ASO fee, stop loss analysis, reserve estimates)

Fees may apply

Contact Us Today

Bob Smith


Bob Smith
Agency President


Let us help you with your employee benefits needs & questions.

View Locations  

614-451-2232


Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, memberĀ FINRA. Home Office: One Nationwide Plaza, Columbus, OH.

Securities and Investment Advisory Services offered through Nationwide Securities, LLC, memberĀ FINRA, SIPC, and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC in AR, CA, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.

URBO # FEW-0496AO.1