Why should I have a home inventory?

October 19, 2020 · Personal Lines

Blog Why should I have a home inventory?

Moorseville is a popular place to call home. With beautiful Lake Norman nearby it’s like being on vacation all year round. But even in this idyllic place, bad things happen. Having a good home insurance policy makes it less worrisome when you have to file a claim.

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Nothing can make filing a claim fun but some things can make it a little less stressful and one of them is a home inventory. At Leavitt Elite Insurance Advisors in  Mooresville, NC, our agency has been providing quality solutions to our customers for more than 40 years

The reason you should have a home inventory is that after your home has been devastated by a covered peril there may not be a lot left to remind you of what you formerly had. You could lose all your photographs and trying to picture what every room or your closet looked like when you have nothing but a pile of debris may be more than you can manage. The insurance company needs to know what you had to replace it for you.  

By taking the time to create a home inventory now, you can make the business of filing a claim for your personal property a lot less painful. It takes time to make a home inventory and documenting all your possessions can be a real pain but compared to the pain of doing it after a catastrophic event there is no comparison. Once you have taken the time to make your home inventory store it in a safe place away from your home if possible but at the very least,  in a water and fireproof box. 

At Leavitt Elite Insurance Advisors in  Mooresville, NC, we are ready whenever you are to talk about your home insurance needs and the benefits of a home inventory. Give our office a call or stop in for a free quote.