Commercial Auto

If you were to be involved in an accident in your personal vehicle while engaged on company business would your insurancce policy cover it?

Did you know that your personal insurance may not cover you in the event of an accident in a personal vehicle while on company business? What about if you have employees on the road making service calls to customers? What if your company’s valuable equipment is within a vehicle that is a victim of theft? A typical auto insurance policy usually does not cover these types of risks.

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Commercial auto insurance provides valuable protection for your company-owned vehicles, leased or rented vehicles, and your employees’ vehicles used for business purposes. Major coverages are the same as with personal auto insurance. Auto insurance pays for damages due to an accident or damages caused by fire, theft, flood, and vandalism. It also provides liability coverage for injuries to people and property damage when you are at fault in an accident.

Downtime due to vehicle mishaps can result in lost profits. Protecting your commercial vehicle fleet with business auto insurance will aid in minimizing downtime and preserving your bottom line.

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