Mesilla, MN
Deming, MN
Silver City, MN
Truth or Consequences, MNYou are Our Priority
With a staff of more than 20 knowledgeable personnel, we provide comprehensive and cost-effective insurance solutions suited for your needs.
You deserve an advisor who values relationships and integrity and also has the ability to solve problems. Your total cost of risk affects your profitability. We believe that creative solutions will improve your business. You deserve the best.
More About UsLocal, Independent Agents
Experience
Understanding your business with national and industry experts.
Relationship
Building consultative relationships based on trust.
Service Team
Bringing together expert staff to support your business.
Cost Control
Solving problems as we manage your total cost of risk.
Learn About Our Agency
The results for our clients
An insurance advisor you can trust.
High comfort level with risk management & employee benefits plans.
Excellent terms and conditions.
Let's talk.
Latest News, Insights, & More
Health Care Reform
Update Sept. 19th: Senators Graham, Cassidy and others held a press conference today, noting that this bill is the Republicans’ …
Recent Congressional Action on Health Care Reform
Monday, September 18, 2017
Employers who offer financial incentives to employees and spouses for participating in wellness programs such as Health Risk Assessments (HRAs) …
Wellness Program Incentives OK for Now, but Uncertain Future: AARP v EEOC Case
Thursday, September 14, 2017
By Marilyn Monahan, J.D. (marilyn@monahanlawoffice.com ) If you are covered by a small group health plan, new regulations taking effect … 
WHO Employers who sponsor group health plans that offer prescription drug coverage (All plans: large and small; insured … Business Insurance
I know your pain. I've seen it before. Escalating treatment costs, bureaucratic red tape, dishonest (or simply unmotivated) employees - …
9 (Painless!) Steps You Can Take to Reduce Workers Compensation Costs
Tuesday, August 29, 2017
Authored by industry experts: Joel Berrian, CPCU, ARM, AIC Jberrian@big-ins.com Joe Bermudez, Esq Jbermudez@big-ins.com The costs, stress and disruption caused …
Chipotle and Criminal Strict Liability: Why an Accidental Outbreak can be Criminally Prosecuted
Monday, July 31, 2017
Authored by industry experts: Joel Berrian, CPCU, ARM, AIC Jberrian@big-ins.com Joe Bermudez, Esq Jbermudez@big-ins.com In a little over two months, … 
When evaluating whether your injury and illness prevention program (IIPP) is in compliance and if any revisions are needed, why not go straight to the source of where employers have issues.
Keep your family safe on the water and protect your investment by following these safety tips and making sure you have the right watercraft insurance.
There are valuable ways renters insurance can protect your assets, savings, and future earnings.
What You Should Know About Earthquake Coverage Damage from earthquakes is not covered by a standard homeowners policy. Similar to … 
If you live in wildfire-prone areas, preparation is key to keeping your home and family safe. This article includes links to a few resources to help you prepare.