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What You Need to Know About Corn Maze Insurance
According to the Agricultural Marketing Resource Center, agritourism is more popular than ever with more than 33,000 farms grossing an estimated $704 million. While pumpkin patches, petting zoos, and corn mazes are great ways to introduce people to the farm (and generate revenue), these activities come with risks.
Consider these things
1. Find an insurance agent who is familiar with corn maze insurance
And can answer questions about the type and amount of coverage you need. Keep your agent updated about changes to your agritourism operations. Adding or eliminating different activities could change your requirements for coverage.
2. What does an agritourism insurance policy cover?
Not all companies provide identical corn maze coverage: One insurer may cover activities that another excludes, so make sure you get a clear picture of what the policy entails.
3. Are there specific laws I should be aware of?
Before opening your corn maze, make sure you’re compliant with all federal, state, and local laws; and permitting requirements. Over half of U.S. states have enacted statutes relating to agritourism activities, including additional corn maze liability protections for agritourism operators. Check the statutes in your state and abide by them. Agritourism insurance won’t protect against negligence.
Whether you offer a corn maze or several agritourism options, we can tailor an insurance policy that protects you:
- General Liability
- Equipment - Tractors, Hay Wagons
- Commercial Umbrella
- Commercial Automobile
- Workers Compensation
While corn mazes in the fall are great, they open you up to additional liability that likely isn’t covered as part of your standard farm or ranch insurance policy. Contact one of our insurance agents to discuss your corn maze insurance options today.