Industries Overview
Berlin, Greensburg, Johnstown, Pittsburgh

You deserve an advisor who will bring you more than just insurance products.

Let us develop a plan that will mitigate your risks, yield excellent terms and conditions, and help you succeed.

Industries Overview

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Understanding Industry-Specific Insurance Risks

No two companies are exactly alike. Your industry, your organization, and even segments within your business have their own unique characteristics and needs. That is why you deserve a local insurance advisor who will bring you more than just insurance products—you need customized risk management strategies. Our solutions are driven by listening to you and finding answers to your problems.

Business Knowledge & Experience: What Dott-Leavitt Insurance Services Brings

When we asked our clients why they choose to work with us, our experience and knowledge of their business was one of the top responses.* Industry-focused teams and individuals within Dott-Leavitt Insurance Services seek to deeply understand all aspects of the industry in which they focus, network continually, engage in industry conferences and events, and read the same periodicals as you. Putting this experience to work affords you with innovative and leading insight relative to serving your distinct and ever-changing business needs.

Our insurance advisors have effectively managed risk across multiple industries. We have included here some key areas of focus to give you an idea of our breadth of experience. We invite you to contact us so we can listen to your specific needs and then, with you, develop a plan that will mitigate your risks, yield excellent terms and conditions, and help you succeed.

*As reported by clients through client surveys taken in February of 2012.

Frequently Asked Questions

  • Do truckers need general liability insurance? 

    General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

    • Bodily injury and property damage that occurs due to a covered incident. 
    • Personal or advertising injury. 
  • What does trucking insurance cover? 

    Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

  • How much does trucking insurance cost? 

    Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

    • The type(s) of vehicles you're insuring.
    • How far vehicles are traveling per year.
    • Types of cargo. Drivers' driving records.
    • The location of your center of operations.
    • Standard operating radius.
    • How you store the vehicle(s).
    • Amount of coverage you opt for.

    As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Dott-Leavitt Insurance Services today!

  • Not sure which of these coverages is right for your construction firm?

    Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

  • Who needs construction insurance?

    If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

    • Excavation
    • Home Improvement
    • Land Clearing
    • Remodeling
    • Home Building
    • Asphalt Laying
    • Welding
    • Fence & Deck Building
    • Concrete Laying
    • Stone & Granite Work
    • Roofing