Here are five coverages every vet clinic should have on their radar:
1. General Liability
This covers injuries or property damage that happen in your clinic. If a client slips on a wet floor or gets scratched in the waiting area, general liability helps with medical bills and legal fees.
2. Professional Liability (Vet Malpractice)
If a client claims your treatment caused harm to their pet, this is the coverage that kicks in. Even great vets get blamed when emotions run high. This helps cover the cost of defending your practice.
3. Commercial Property Insurance
Vet clinics often have expensive equipment and medications on-site. If your building is damaged by fire, storm, or theft, this policy helps you repair or replace what was lost.
4. Workers’ Compensation
Your team works closely with animals and that comes with risk. If a tech gets bitten, scratched, or injured lifting a dog, workers’ comp helps cover their medical bills and time off.
5. Cyber Liability Insurance
You’re storing patient records, payment info, and maybe even X-rays. If your system is hacked or compromised, cyber coverage helps pay for recovery, legal costs, and client notifications.
Not sure what you actually need?
We can help break it down based on the size and style of your practice. No pressure, no guesswork, just straight answers. Contact us today for more information.