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Water District Insurance
What You Need to Know About Water District Insurance
What is water district insurance?
Water district insurance is designed to address the unique risks associated with providing water collection, treatment, storage, and distribution services.
Who needs water district insurance?
- Water Districts
- Irrigation Districts
- Water Authorities
- Rural Water Systems
- Special Districts
- Utility Providers
Consider asking yourself:
- Could your district absorb the costs of a significant liability claim?
- Are your facilities and infrastructure adequately insured?
- Is your governing board protected from management liability exposures?
What water district insurance coverage do I need?
Property Insurance
Protects buildings, treatment facilities, offices, and equipment.
General Liability
Provides protection against third-party injury and property damage claims.
Public Officials Liability
Helps protect board members and management from covered decisions and actions.
Cyber Liability
Provides protection from cyber incidents affecting operations and sensitive information.
Additional coverages to consider:
- Employment Practices Liability
- Crime Coverage
- Equipment Breakdown
- Commercial Auto
- Umbrella Liability
What affects water district insurance premiums?
- Number of customers served
- Infrastructure values
- Geographic service area
- Claims history
- Water treatment operations
- Cybersecurity controls
Protecting a community's water infrastructure requires specialized expertise. We can help develop a customized insurance program that addresses the risks facing your district today and tomorrow.
We'd love to chat with you. Contact us today!
