Dairy Insurance Program
Salem

Broad Insurance Coverage from Cow to Carton to Consumer

Our program has been designed to protect companies in the dairy industry from many types of loss not typically covered under most insurance policies sold to your industry. The scope of insurance coverage is broad and includes protection for much of the risk your customers required you to assume when you signed their standard vendor supply agreements. The program fits fluid and powdered milk, cheese, ice cream, yogurt, sour cream, cottage cheese and other dairy processors and all distributors.

Key Benefits

• Satisfies most of the risk transfer you accepted in your customer’s vendor supply agreements
• A competitively priced approach to insuring your risk
• Broad policy form tailored to fit your needs
• Ability to “buy down” retentions
• Enhancements available for organic products
• Can structure policy as working insurance or as balance sheet protection
• Keeps your customers happy in event of a product recall loss

Coverages

• Replacement of inventory lost to contamination
• Your product withdraw costs
• Your product recall costs
• Your expenses from product tampering and extortion
• Recall costs resulting from mislabeling
• Your expenses to rehabilitate your brand following a covered loss
• Your business income loss following a covered loss
• Coverage for rejected imported meat products
• Worldwide transit and storage of inventory
• Spoilage insured to full value Your exposure to content used in private labeling
• Offered at low premiums and low deductibles