Behavioral Health Insurance for Treatment Centers, Recovery Organizations & Sober Living Programs

Insurance solutions for residential treatment facilities, detox programs, PHP/IOP, and sober living homes.

Why Behavioral Health Organizations Choose Our Program

  • Exclusive insurance program built specifically for behavioral health and recovery organizations
  • Advisors with real-world experience in treatment and recovery operations
  • Deep understanding of licensing, regulatory, and underwriting challenges
  • Carrier relationships that actively write behavioral health risks

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Get the Right Coverage—With Fewer Surprises at Renewal

Behavioral health insurance is complex. Treatment centers and recovery programs face:

  • Heightened underwriting scrutiny
  • Abuse and molestation exposure concerns
  • Clinical liability risk
  • Medication Assisted Treatment (MAT) considerations
  • Multi-location expansion challenges
  • State licensing and regulatory compliance requirements

We work exclusively with behavioral health organizations across all levels of care.We understand:

  • How treatment programs operate
  • What underwriters require in submissions
  • Where coverage gaps commonly occur
  • How to position your organization as a desirable risk

Our approach provides clarity, stability, and long-term insurability.

Program Details

A Dedicated Insurance Program for Behavioral Health Providers

Our exclusive behavioral health insurance program was built around:

Residential Treatment Facility Insurance

Detox Program Insurance

Partial Hospitalization (PHP) Insurance

Intensive Outpatient (IOP) Insurance

Sober Living Home Insurance

Recovery Residence Insurance

What Sets Our Program Apart

Our exclusive program is built on experience and carrier relationships

Advisors experienced in placing treatment center insurance policies

Established relationships with carriers that specialize in behavioral health

Access to exclusive markets for recovery organizations

Insight into underwriting trends affecting this industry

Strategic risk guidance — not just policy placement

Who we serve

We work with behavioral health organizations at every stage of growth.

  • Residential Treatment Facilities (RTF)—Insurance solutions tailored to inpatient and 24/7 supervised treatment programs.
  • Detox Programs—Coverage structured for medical and social detox operations.
  • PHP and IOP Programs—Insurance solutions for outpatient behavioral health services.
  • Sober Living Homes & Recovery Residences—Specialized sober living insurance designed for transitional housing and recovery support programs.
  • Expanding & Multi-Location Organizations—Strategic insurance planning for organizations scaling operations.

Coverage Options