Allied Healthcare Professional Liability & Malpractice Insurance
Boise, Idaho Falls, Logan, Still & Leavitt - Mountain Home, ID, Rexburg, Rigby, South Salt Lake, Tremonton, Twin Falls - Alta Insurance

Healthcare professionals face unique liability risks every day. Whether you're a physical therapist, occupational therapist, pharmacist, audiologist, chiropractor, dietitian, behavioral health provider, or another allied healthcare professional, allegations involving patient care can have serious financial and professional consequences.

Even when you follow accepted standards of care, patients or their families may claim that your professional services, advice, or treatment caused harm.

Leavitt Select helps allied healthcare professionals explore professional liability and malpractice insurance solutions based on their profession, services, and work environment.

Allied Healthcare Malpractice Insurance for Healthcare Providers Healthcare professionals work in many different settings, from private practices and rehabilitation clinics to pharmacies, imaging centers, laboratories, schools, healthcare facilities, and mobile healthcare environments.

Your insurance should reflect the services you provide, not simply where you work.

Professional liability insurance, often called malpractice insurance, may help protect healthcare providers from covered claims alleging negligence, errors, omissions, or other professional mistakes arising from patient care.

Common Allied Healthcare Professionals We Help

Leavitt Select works with a wide range of healthcare professionals, including:

• Physical Therapists
• Occupational Therapists
• Speech-Language Pathologists
• Audiologists
• Pharmacists
• Dietitians and Nutrition Professionals
• Chiropractors
• Optometrists
• Behavioral Health Providers
• Medical Technicians
• Medical Imaging Professionals
• Acupuncturists
• Massage Therapists
• Medical Directors
• Healthcare Consultants
• Other Allied Healthcare Professionals

Professional Liability Insurance for:

• Physical Therapist Malpractice Insurance
• Occupational Therapist Liability Insurance
• Speech Therapist Malpractice Insurance
• Audiologist Professional Liability Insurance
• Pharmacist Professional Liability Insurance
• Chiropractic Malpractice Insurance
• Optometrist Professional Liability Insurance
• Dietitian Liability Insurance
• Acupuncturist Malpractice Insurance
• Massage Therapist Professional Liability Insurance
• Behavioral Health Professional Liability Insurance

Don't see your profession listed?

Tell us about the care or services you provide. Our healthcare insurance specialists can help you explore available coverage options for your profession and scope of practice.

Why Allied Healthcare Professionals Purchase Malpractice Insurance

Many healthcare professionals receive professional liability coverage through an employer, healthcare facility, or group practice. However, employer-sponsored coverage is typically designed to protect the organization and may not extend to every professional activity you perform.

You may want to review your coverage if you:

• Work as an independent contractor
• Own or operate a private practice
• Provide services for multiple organizations
• Offer telehealth services
• Volunteer in a professional capacity
• Provide consulting services
• Work part-time or occasional shifts
• Perform services outside your primary position
• Practice under an LLC or corporation
• Plan to start your own practice
• Supervise other healthcare providers

What Professional Liability Insurance May Cover

Professional liability insurance may help respond to covered allegations involving professional healthcare services.

Depending on the policy, coverage may address claims involving:

• Alleged professional negligence
• Errors or omissions in patient care
• Failure to monitor a patient
• Failure to refer a patient
• Documentation errors
• Treatment-related allegations
• Advice that allegedly caused harm
• Defense costs associated with covered claims
• Covered settlements or judgments

Coverage varies by profession, policy form, procedures performed, state requirements, and insurance carrier.

Coverage should always be evaluated based on your actual scope of practice and professional responsibilities.

Coverage for Your Practice, Not Just Your Profession

If you own a practice or operate through an LLC, corporation, or other business entity, individual malpractice insurance may not address every exposure associated with your business operations.

Depending on eligibility and operational needs, your insurance program may include:

• Professional Liability Insurance: May help protect against covered claims arising from professional healthcare services.
• General Liability Insurance: May help respond to covered claims involving bodily injury, property damage, or incidents unrelated to professional treatment.
• Business Property Insurance: May help protect eligible office equipment, furnishings, supplies, and other business property.
• Cyber Liability Insurance: May help your practice respond to cyberattacks, data breaches, ransomware events, and privacy incidents involving patient information.
• Employment Practices Liability Insurance (EPLI): May provide protection against certain employment-related allegations involving employees.
• Workers Compensation Insurance: May provide required benefits for covered work-related injuries or illnesses.
• Commercial Auto Insurance: May be appropriate if your practice owns vehicles or employees drive as part of business operations.
• Umbrella Insurance: May provide additional liability limits above certain underlying insurance policies.

Coverage That Reflects How You Practice

A physical therapist who owns a rehabilitation clinic may have different insurance needs than a self-employed dietitian, employed audiologist, mobile healthcare provider, or consulting pharmacist. When reviewing coverage options, we take into account:

• Your profession and credentials
• Services you provide
• Procedures you perform
• Scope of practice
• Work environment
• Employment status
• Business ownership structure
• Supervisory responsibilities
• Number of employees
• States where you practice
• Prior insurance coverage
• Claims history
• Telehealth services
• Mobile healthcare services

Healthcare Professionals We Frequently Assist

We regularly help healthcare providers evaluate malpractice insurance and professional liability coverage, including:

• Physical therapists
• Occupational therapists
• Speech-language pathologists
• Audiologists
• Pharmacists
• Chiropractors
• Dietitians
• Behavioral health providers
• Medical imaging professionals
• Healthcare consultants
• Acupuncturists
• Massage therapists

Our goal is to help healthcare professionals understand available coverage options and select protection that reflects how they actually practice.

Why Work with Leavitt Select?

Insurance companies often classify healthcare professions differently, which can make it difficult to identify appropriate coverage. Leavitt Select simplifies the process by helping you evaluate:

• Your specific profession
• Scope of services
• Practice structure
• Existing coverage
• Coverage requirements
• Available insurance options

We take the time to understand how you practice so you can make informed coverage decisions.

Getting Started Is Simple

1. Tell Us About Your Work Complete a short form with your contact information, profession, location, and a brief description of the services you provide.
2. Review Your Options A member of our healthcare insurance team will gather any additional information needed and help you evaluate available coverage.
3. Choose the Right Fit Select the coverage that fits your current work, business structure, and future plans.