Underwriting

You Will Benefit From Us Negotiating On Your Behalf

We have an aggressive approach to underwriting. By combining our underwriting department's expertise with our producers' knowledge, strong carrier relationships, and full utilization of carrier data, you will receive the optimal solution available for your company. You will also get rate relief as we leverage opportunities in the renewal formula.

Contact us for an employee benefits consultation today.

Contact Us 
800-300-1180

Mid-Sized Employer

  • Preparation of underwriting packets
  • Full market renewal analysis
  • Comprehensive report outlining available options
  • Comprehensive electronic application and applicable underwriting
  • Screening of health applications for accuracy

Large Employer (Experience Rated)

  • Present and analyze semi-annual claims utilization report
  • Quarterly experience tracking
  • Analysis of plan design changes
  • Aggressively negotiate renewal
  • Speak the language of an underwriter
  • Coordinate data with wellness initiatives
  • Health Plan Intelligence Benchmarking Tool
  • Self-funded evaluation (appropriate ASO fee, stop loss analysis, reserve estimates)

Fees may apply

Contact Us Today


Valerie Flanigan
Agency Co-Owner


Let us help you with your insurance needs & questions.

Contact Us  

800-300-1180