
Your Success is Our Priority
First Independent Agency
Your first choice for auto, home, business, life & health insurance, and retirement planning.
Office locations
Clinton Twp, Almont

Trusted by our local friends
-
“I highly recommend Tom Sokol and his team. I made the change to FIDA over a year ago because they took a personal interest in our business and personal insurance, and supplied us with a package that covered our insurance needs. Their personal relationships and continued engagement throughout the year make us feel more like friends than clients.”
Ray Holdwick
Rocko's Pet Stop -
“I recently had an Insurance policy adjustment that required research and some careful planning in a very short amount of time. Thankfully, Annie Couch was on the case to deliver sound advice, realistic timelines and options on how to accommodate our company's request. It's refreshing to work with a professional who delivers due diligence and clarity to support a client's goals. I would recommend Annie and her firm to any of my colleagues searching for insurance solutions. They go above and beyond to support.”
Dan Lougheed
-
“We have worked with Annie Couch for several years now. She is a great agent. Excellent customer service and professionalism. I have recommended several companies to her and will continue to do so.”
Leach Construction “Leach Construction, LLC”
-
“Need insurance? These are the people to help,business experts! Excellent customer service, for the years after you buy! Will help with all your needs! Don't hesitate to call them!”
Mike Wilke
-
“Annie is excellent to work with, covering all you needs.”
Barbara Kirby
-
“My past insurance had increased a lot and they chose not to insure homes any longer so my agent looked for a new policy. The new policy insures both my car and my home and is much more reasonable financially. Thank you Rhonda for finding a much better option.”
Joan Bail
-
“Annie is great. Very helpful and detail oriented.”
Delani H
-
“We have nothing but positive things to say about First Independent Descamps. Lynn always has our back! She "shops around" every six months to make sure we have the best rates and she is always there to answer any of our insurance questions. Two thumbs up!”
Colleen Baumgarten
-
“Lynn has been my go to insurance person for ten years!! Always looking for money saving deals with out having to be asked!! She has gone way above and beyond during all my cancer treatments, teenage drivers, and a motorcycle accident!! i will leave Lynn only when she retires!!”
amy c
-
“Rhonda is great to work with. She is proactive is checking on my coverage and helpful with making changes.”
Lee S
-
“Contact Rhonda at Levitt. She's the best. Questions are answered and service is prompt. Experience goes a long way.”
Just Me
-
“Lynn always does an amazing job. We know we can always count on her.”
Lynne DeHondt
-
“They do a great job of researching best prices for best product plus they are very responsive and professional”
Marlene Todd
-
“Really got us a great deal, nice staff”
Kim Grzywacz
-
“You are great customer service. Ready and willing to help..”
Diane Solaas
-
“Great rates and the best customer service!”
Andrew Lewis
-
“Amy at First independent Insurance Agency is amazing! Fast turn around, wonderful personality, does amazing at finding a great price, and very good at explaining everything you need to know. I've worked with her for going on four or five years now, through some massive upheavals throughout my life, and I'll always be thankful for the positive assistance she's given me through several challenging and exciting changes. I couldn't imagine using anyone else.”
Heather Wells
-
“My experience at First Independent Insurance Agency was great. Agent, Dan, was so patient and helpful. He answered my numerous questions and explained everything so well, and never made me feel rushed. He got me more insurance coverage for a much less rate than I was paying. All the staff were pleasant and helpful also.”
Elsie Wolfe
-
“Amy did an amazing job finding me the best price possible for my insurance needs. She was polite and answered all of my questions promptly. I would recommend her and First Independent Insurance to all my family and friends.”
Stephen Taylor
-
“Amy Stabnick was extremely helpful and setup our insurance very quickly when we found a good deal on a new vehicle for our daughter. We have used First Independent for may years and have always had great service and advice.”
Richard Miller
-
“Lynda rocks! She is exceptionally responsive and really cares about her customers well being aside from just an agent perspective. I cannot recommend her enough, and their prices beat Progressive by quite a bit.”
Tim Robinson
-
“Yes first dependence insurance agency Linda rice is our agent we had storm damage to our roof they're very prompt and quick and got the situation taken care of”
albert valenti
-
“Dan S. Is a very thorough Insurance agent. Compares coverages and finds the best company for you. I'll be saving money on my auto policy this year which is unbelievable with a better Michigan based insurance company. Dan walks you through step by step and make it very user friendly. Thank you. Rose B.”
Rosemary
-
“My experience with First Independent exceeded my expectations. My agent, Amy, skillfully and efficiently developed a package covering my home and auto insurance that successfully met my needs and my budget! Amy had all all of the details of a comprehensive and complete package prepared and ready to go within hours! She's the best!!”
Francesca Lyons
-
“Samantha Abbod was super helpful when I was looking for new insurance quotes to lower my premium. She was extremely knowledgeable, helpful, and was able to give me all the relevant information I needed. Due to my situation it didn’t make sense to change my insurance at the time, but I cannot recommend Samantha enough if you’re looking for an insurance agent. I will be reaching back out to her when my current policy is up.”
Matt Stuart
-
“I appreciate Amy Stabnick’s thoroughness in emailing to me my questionnaire to fill out regarding renewal of my umbrella policy in May 2025 that I needed to complete. I really feel like someone is watching out for me and that speaks volumes! Thank you, Amy!”
Judy Mosteller
-
“Working with Tom and his team is a no-brainer. I know quite a few people in the insurance space and Tom's team is as good as they come. Plus great to work with and committed to the community.”
John Long
-
“I am a new client and was treated with the upmost kindness and professionalism. Amy went Right to work out all my policies. Unbelievable savings for my past insurance carriers saved half the money I was paying previously”
PJ Mc Doggle
-
“Dan Stevanoski has been a great help many times for my family and I. He works extremely hard to get us the best rate for home (rental and owner) and auto. He takes the time to explain all coverages and prices very thoroughly making sure we are understanding what we are getting. He has never seemed bothered by any of our many questions, calls or emails. He is a great pleasure and a comfort knowing that he has our back.”
Tasha Penner
-
“My agent, Amy Stabnick, is the BEST! She is always available for any questions that I might have and is always finding me the best policies! Thank you, Amy for all your hard work!!”
Joanne Weaver
-
“Been with First Independent Insurance Agency for the last 3 years. Francine has been incredible in helping me out will all my insurance needs and wants. She has done a tremendous amount to help me stay in business. Thanks Francine!”
Victor Del Val
-
“Shopping for a good insurance agent is so tedious and stressful. And we are so happy Samantha was there for us. We called a few agencies before her and she was so authentic and genuine and helpful which is so rare nowadays. She answered all of our questions and addressed every concern. Thank you first independent agency and thank you Samantha !!”
Elvia
-
“Extremely pleased with the service at First Independent. Linda is very knowledgeable , and also patient with this "Need to know client ". They came highly recommended, and have not disappointed Therefore, do not make a decision regarding your insurance without giving them a call.”
Jo Ross
-
“Dan Stefanowski is hands down the best insurance broker to deal with. He has been our agent well over 4 years now. We changed carriers just so he can continue to manage our needs. He is super quick to respond, any changes needed are generally seamless with little effort on our part. He also listens to what we need and does not attempt to pepper you with unnecessary coverage. Keeps annual costs lower for us all around which is the bottom line, good coverage at minimal cost.”
Patricia Lloyd
-
“We have been with First Independent Insurance for many years. Lynda Rice has always done a fabulous job of helping us with our insurance needs. We trust her to always do what’s best for us.”
Patricia Stuckey
-
“We recently asked Amy Stabnick to review our auto insurance, she was extremely responsive and she was able save us some money. She absolutely puts her customers first. I would highly recommend her for any of your insurance needs”
Robert Gibson
-
“Amy has been fantastic. She was friendly, knowledgeable, and made the process incredibly easy. Good customer service is a rarity these days. Amy was great. I’d happily recommend her to anyone.”
Daniel G
-
“Lynda is great! She answers the phone and is able to help me promptly. She shops my policies around occasionally, so I know I'm getting the best rates for my coverage.”
Cynthia Tacheny
-
“Have had years of great service with First Independent Insurance. And I'd like to give a special shout out to Amy Stabnick, who's always answered my questions promptly and thoroughly. She's a great asset to this agency.”
Mark Giles
-
“Amy is absolutely wonderful. Took all the time in the world to go over everything and help me understand. Can not say enough good about her.”
Carolyn Reliford
-
“I was looking for a new insurance broker and was referred to Amy. She was professional, attentive and timely with all my questions and needs and took a lot of stress off me. I cannot recommend her enough!”
Kasey Widman
-
“Easy phone call with a quote within 2 hours!! Amy is great to work with..”
Rosemary Garr
-
“We’ve been working with Amy Stabnick at First Independent Insurance for many years. As our needs have changed throughout the decade, she has always been incredibly professional and amazing to work with every step of the way.”
J. Kostrzewski
-
“Lynda Rice is my Agent- she is a Rock star, always on top of her game, knows her business and loves her job. Thanks Ron”
Ron Woodcraft
-
“Amy helped me save so much money every month! I would recommend this agency and Amy to any family or friend, and I plan on it! Thank you so much, Amy!”
Faith Stewart
-
“Just wanted to say thanks to Lisa Vincent, I had an auto and watercraft policy that I was paying 1750 for 6 months with another company. Stopped in and Lisa stated that my watercraft insurance limits were too low and she recommends upping them. With her upping the limits and insuring my truck and watercraft I am now paying around 1700 FOR THE YEAR. She literally cut my insurance bill in more than half. Discussing my new premium with some of my friends they are now going to have her price out insurance as well. Best of all it was an easy process, She emailed me the quotes and a couple of email responses later I was insured. Thanks for all the help!!!”
Cody
-
“First Independent and Linda are the best! Linda takes the time to go above and beyond to find the best match for your insurance needs.”
Deena VanIttersum
-
“Linda immediately assured me that our insurance would be restored for our truck. She then sent a copy of proof of insurance! Surely appreciated the timeliness of the insurance being restarted.”
Pat Lilly
-
“Lynda Rice is one of the most knowledgeable and most experienced agent I have ever dealt with. She is a very nice person as well!”
Daniel Yeary
-
“Amy Stabnick is the absolute best! Professional, follows through, and has incredible knowledge about insurance. Would highly recommend her to anyone!”
Ashlie Castillo
-
“Dan S. is both so incredibly efficient and kind as he so patiently answered all my (even probably super basic) questions. My husband was supposed to have this task done last week, and I was pretty anxious as we were in a time crunch, however; Dan found us a great policy and had it all squared away before our appointment today to get our new car! Highly recommend!!”
Sarah Tasevski
-
“Amy is very knowledgeable and has been so wonderful to work with! Would HIGHLY recommend :)”
Brandi Reliford
-
“Lisa Vincent did a fantastic job with our auto and home policies! We changed agents over a year ago, where Lisa saved us several hundred dollars on auto insurance... and she just switched us to another carrier and saved us on auto and home again. She is extremely knowledgeable, honest, worked quickly to answer questions and resolve our insurance issues and won't sell you something you don't need. We highly recommend her and First Independent Insurance Agency!”
Brian Sabalinski
-
“One of the Best and most knowledgeable Insurance Agents in Michigan Thank you Tom Sokol and Team Keep up the Great work very transparent and professional team.”
dany kourieh
-
“Lynn at First Independant Insurance in Almont is great. She looks for the best deal with the best coverage. We have Deer farm and Lynn went above and beyond to get us the coverage we need.”
Carrie Roose
-
“The best thing I ever did was contact Christy at First Independent Descamps. She provided great service, an easy process, and exactly what I needed. I highly recommend First Independent Descamps Agency for any insurance policy. Christy was so helpful with our new policies for Happy Tails Bath & Boutique and saved me thousands annually. The other insurance companies I was shopping around were very expensive and confusing policies with a lot of upselling more coverage than I needed. ”
Paula Bennert
Happy Tails Bath & Boutique -
“First Independent has been my agency for over 15 years now and I look forward to the future. The agency is always doing account reviews to ensure I am getting the best coverage for the best value, which is a wonderful thing. I really love that they work for the customer, not the insurance company they are selling. I have referred all my friends and family to First Independent.”
Jason Victor
-
“First Independent is an amazing agency! I have worked with them for well over 15 years for my landlord rental policy, primary homeowners policy, three auto policies, and a travel trailer. I have nothing but good to say about everyone at the agency. This is where you want to be!”
Renea Williams
Clinton Township, MI
Client since 2006 -
“This is the greatest insurance agency ever and Lisa Vincent is the most amazing agent ever. My husband was in an accident in June and our claim was handled with ease and quickness. Lisa is a true professional and I highly recommend her.”
Andrea Bommarito
Grosse Pointe Farms, MI
Client since 2013 -
“We couldn't be happier with the coverage and service we receive from Wayne and his team! We have been working with Wayne Bell for over eight years now. Our business is unique and we have quite the turnover of laborers. Any time we need to add or remove employees from our policy, it is done fast and effectively. ”
Anonymous
Adams Complete Cleaning and Restoration Company -
“We absolutely couldn't be happier working with First Independent, and especially working with Lisa Vincent! She made our choice and the process easy to understand, and beat the pants off our old provider in price and coverage! Do yourself a solid and give them a call today.”
Brian Moralee
Hazel Park, MI
Client since 2017 -
“I thought my insurance coverage was fantastic until I had a discussion with Lisa on the recommendation of a friend. I was shocked to see a comparison of what I thought I had versus what I actually had. It was scary to see where I would have been left if something had happened. Lisa got me straightened out with the coverage I should have had. The best part, I saved money with way better coverage.”
Matt Lapka
Macomb, MI
Client since 2018 -
“Lisa Vincent has been absolutely amazing for all of our insurance needs. She has always gone above and beyond to make sure we have the best rates and that everything is covered that needs to be. I'm so lucky to have found her and not have to worry. ”
Erin Smith
St. Clair Shores, MI
Client since 2007 -
“Whenever I hear people complaining about their insurance provider I always refer them to Lisa Vincent. I've been with First Independent since 2015 with Lisa as my agent. She's responsive, professional and very helpful. I'm confident she will finds me the best coverage for the best price.”
Korienna Cox
Mt Clemens, MI -
“Lisa Vincent IS First Independent insurance in my eyes. She is the reason I keep my insurance there. My insurance is only as good as the service I receive and she has always gone above and beyond. That’s why I continue to refer my friends and family to Lisa.”
Eric Gannaway
Macomb, MI
Client since 2009 -
“I have been working with Lisa Vincent for over 12 years now. I appreciate the time she takes to assist us and how thorough she is when we have questions. She is knowledgeable and always goes above and beyond to make sure we are taken care of. Knowing we have an agent who cares brings us so much peace of mind.”
Carol Brown
Sterling Heights, MI
Client since 2007 -
“Wayne is top notch! Very personable and always looking out for you. Very responsive and an all around friendly guy. Highly recommended.”
Anonymous
Business Owner, Mud Masters Concrete Leveling LLC
Client since 2016 -
“We are so thankful for First Independent's hard work for our small business! When we first began looking for insurance for our new food trailer, we struggled to know what we needed and where to begin. After getting quotes that were way too high and completely out of our budget, we came across First Independent Descamps. They came back with a quote that was incomparable to any other agency. Thank you!”
Gabi Tremp
No Forks Given
What type of insurance do you need?
Leavitt Risk Management Center
Protect your company with Leavitt Group’s Risk Management Center. This unique web-based suite of safety and risk management tools is designed to empower your organization’s risk prevention efforts.
Latest News and Insurance Insights
Stay up-to-date on the latest helpful insurance tips. View all posts »

Join our mailing list
Stay in touch with the latest helpful events, news, and offers from First Independent - Descamps Insurance Agency.
Thank you! Your message has been sent. We will contact you as soon as possible.
Please note: Claims and change requests cannot be completed online. A service representative will need to contact you to finalize your request.
Your browser is outdated—Please use Google Chrome, Microsoft Edge, or Mozilla Firefox for the best experience.