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Adventure Smart: Outdoor Safety Tips for Every Explorer

Written by Nathan Kurtin—Co-Owner, Executive Vice President

June 1, 2025

Blog Adventure Smart: Outdoor Safety Tips for Every Explorer

Summer’s here—and it’s the perfect time to answer the call of the outdoors. Whether you’re cruising the roads on a motorcycle, hitting the lake on a jet ski, or exploring dusty trails on your ATV, warm weather brings all kinds of opportunities for fun and freedom.

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But as you gear up for those summer thrills, remember one important thing: safety. A little preparation goes a long way in keeping your adventures fun and relaxing.

Here are a few simple, practical tips to help you stay safe and confident while making the most of the season:

Recreational Vehicle Safety Basics

No matter what you ride, steer, or sail—these tips apply across the board:

  • Wear the right gear: Helmets for motorcycles and ATVs, life jackets for boating, and extras like gloves or goggles when needed.
  • Check the weather: Storms can roll in quickly and create dangerous conditions. Know what to expect before you head out.
  • Keep your ride in good shape: Regular maintenance checks are a must. Make sure everything’s in top working order before hitting the road, trail, or water.

Boating Safety Tips

  • Skip the alcohol: Designate a sober captain—just like you would with a car.
  • Know the rules of the water: Stick to posted speed limits and give right of way when required.
  • Leave a float plan: Let someone know where you’re going and when you plan to return.

Jet Ski Safety Tips

  • Stay aware of your surroundings: Watch for swimmers, boats, and other watercraft.
  • Respect local zones: Only operate your jet ski where it's allowed.
  • Use the kill switch lanyard: This safety device stops the engine if you fall off—keeping you and others safe.

Motorcycle & ATV Safety Tips

  • Drive defensively: Assume other drivers can’t see you. Always be alert.
  • Don’t overload: Stick to weight and passenger limits for better control.
  • Be visible: Wear reflective gear and make sure your vehicle is easy to spot—especially in low light.

Extra Tips for Summer Readiness

  • Hydrate and protect your skin: Sunscreen, hats, and plenty of water are your best friends in the heat.
  • Pack an emergency kit: Include a first aid kit, repair tools, water, and snacks.
  • Double-check your insurance: Make sure your policies are current and that your coverage includes your summer toys—boats, bikes, ATVs, and more.

Adventure Smarter—Start with a Quick Insurance Review

There’s nothing better than enjoying summer on your terms: on the water, the road, or the trail. And with the proper safety habits and insurance in place, you can focus on the fun without worrying about what-ifs.

Connect with your Leavitt Group Texas Select advisor today to make sure your coverage is ready to go wherever summer takes you.

Here’s to happy trails, smooth sailing, and peace of mind all season long.

Have questions? Contact:

Nathan Kurtin

Nathan Kurtin

Co-Owner, Executive Vice President

Call: (713) 978-7811

I started in the insurance industry with my first job out of college at a family-owned insurance business in Houston, Texas. The office was very small, but it felt like home and was an amazing place where I built my foundation in insurance.

In 2001, I was fortunate to start my own agency with Nationwide, and from 2001 to 2024, I owned and operated Kurtin Insurance and Financial Services. Over those years, I had the pleasure of working with many clients who became friends and many employees whom I consider family.

In 2024, my agency affiliated with Leavitt Group Texas Select, where I’m currently responsible for leading our personal insurance department. I feel blessed to continue working with my clients and many of my Kurtin Insurance employees (family) who came to Leavitt Group with me.

I grew up in a small central Texas town and graduated from Texas A&M with a degree in industrial distribution. Community involvement is important to me, so I stay active by being part of St. John Vianney, the Knights of Columbus, and the FIND Discipleship group.

My wife and I have been married for over 23 years and love doing life together. In my free time, I enjoy tennis, golf, hunting, fishing, and traveling.

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Read Nathan's full bio

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