Risk Management
Houston - Post Oak, Houston - Briar Forest, Sugar Land - Greatwood, Sugar Land - Sweetwater, Tyler

Creative Solutions

Experience and perspective count when it comes to managing your risk. Your company faces certain risks, some of which are unique. You deserve a trusted, consultative advisor who will actively listen to and understand your concerns. Your Leavitt Group advisor will match and adapt risk management strategies to your situation through a total cost of risk approach. You benefit from having a partner who will seek to truly understand your business and then collaboratively develop a plan to reduce both direct and indirect costs.

Ability to Secure Excellent Terms and Conditions

You need an advisor who understands how important the total cost of risk can be to your success. That is why we use our knowledge of your business, our experience, and strong insurance company representation to develop the risk management strategy that fits your business and safeguards your bottom line. You are involved in all key relationships that affect the terms of your policy, with the underwriter relationship being a key, but often overlooked, part of the equation between the Broker, Client, and Carrier Underwriter.

How We Will Help You

Your customized plan begins with an extensive risk management assessment:

• Risk Identification: Inventory of threats facing your organization
• Risk Analysis: Detailed examination of exposures vs. historical loss data, with the goal of identifying patterns, loss drivers, and causation
• Risk Control: Specific strategies to avoid, prevent, and reduce exposure to loss
• Involve Underwriters: Underwriters understand your business and risk control strategies, improving negotiations
• Risk Financing: Options for retention and transfer of risk
• Risk Administration: Ongoing evaluation of your program

Growing organizations require experienced advisors. That is why we hand select a team of internal and affiliated professionals who can design and administer plans targeted for your diverse needs—whether premises inspections, compliance audits, safety incentive programs administration, and train-the-trainer safety workshops.

Fees may apply

Frequently Asked Questions

• Do truckers need general liability insurance? 

  General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

  • Bodily injury and property damage that occurs due to a covered incident. 
  • Personal or advertising injury. 
• What does trucking insurance cover? 

  Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

• How much does trucking insurance cost? 

  Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

  • The type(s) of vehicles you're insuring.
  • How far vehicles are traveling per year.
  • Types of cargo. Drivers' driving records.
  • The location of your center of operations.
  • Standard operating radius.
  • How you store the vehicle(s).
  • Amount of coverage you opt for.

  As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Leavitt Group Texas Select today!

• Not sure which of these coverages is right for your construction firm?

  Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

• Who needs construction insurance?

  If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing