ATV Insurance FAQs
Vicksburg, MS

July 24, 2019  ·  By Beth Maggio of Hennessey, Thames & Leavitt Insurance Agency, Inc.

It is that time of year, you are thinking about getting that ATV ready or considering buying a new ATV. The staff at Hennessey, Thames and Leavitt can answer your questions about ATV Insurance.

Does home insurance cover my ATV?

Generally, home insurance will not cover your ATV. For the majority of policies, damages and liability coverage only extend to use on personal property. Once an all-terrain vehicle crosses onto another person’s property or is put on a trailer to be hauled to another location, it may not be covered by homeowner’s coverage at all.

Will auto insurance cover my ATV?

No, auto insurance will not provide coverage if your involved in an accident with your ATV. However, you may get a discount on your coverage for your vehicles if you bundle your policies with the same company.

What does ATV Insurance Cover?

ATV insurance can protect your finances in the event of a loss, damage, an accident, injury or theft of your vehicle.

Coverage Types

Liability coverage covers the cost of bodily injury and property damage up to the determined amount if you cause an accident. It will also cover legal fees.

Collision coverage will pay for repairs to your damaged ATV after an accident.

Comprehensive coverage will provide coverage if your ATV is stolen, damaged by fire, vandalized or damaged by severe weather.

Uninsured motorist coverage will cover you cost if another rider causes an accident and does not have insurance to pay your expenses.

Contact Us

To insurance your ATV or to get answers to your questions call Hennessey, Thames and Leavitt in Vicksburg, MS. We can be reached by phone at 601-636-5560, email: Check us out on Facebook or our website

Beth Maggio Insurance Agent

Beth Maggio

Hennessey Thames & Leavitt
1001 Belmont St.
Vicksburg, MS 39180

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  • 601-636-5560
  • 1001 Belmont Street
    Vicksburg, MS 39180
  • Office Hours
    8 am to 4:45 pm M–F

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