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Getting Married or Moving In? Tips for a Shared Household

June 12, 2025 · Personal Lines

Blog Getting Married or Moving In? Tips for a Shared Household

Moving in together is exciting, but it also takes a bit of planning to keep things running smoothly. Whether you’re newlyweds or just merging households, use these tips to start strong.

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Communication & Chores

  • Create a weekly “house check-in” (for bills, chores, plans)
  • Use a shared calendar app for appointments and reminders
  • Make a chore chart or division of tasks that feels fair to both

Home Care & Organization

  • Deep clean the space before (or right after) moving in
  • Declutter (donate or sell duplicate or unneeded items)

Utilities & Services

  • Combine streaming and internet accounts (look for shared discounts!)
  • Set up or transfer utilities (electricity, gas, water, internet)
  • Consider a shared household budget for monthly expenses

Household Harmony

  • Pick decor together so the home reflects both your styles
  • Set boundaries around shared and private spaces
  • Talk about sleep habits, noise, and routines early on

Safety & Planning

  • Create a household emergency plan (exit routes, fire extinguisher location, etc.)
  • Make a list of emergency contacts and stick it on the fridge
  • Install a home security system or smart locks

Insurance & Important Docs

  • Combine or review renters/homeowners insurance
  • Create a home inventory for major items (helpful for insurance claims)
  • Store key documents in a fireproof folder or secure cloud folder
  • Add each other as authorized users or update named insureds where relevant

As you settle into your new life together, it’s a great time to make sure your insurance coverage grows with you. Our team is here to help you navigate the little details, like combining policies or updating documents, so you can focus on what matters most — enjoying your home and your future together. If you have questions or want to make sure you have the right coverage, we’re just a conversation away.

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