Houston flood season is approaching—are you ready?

Written by Dan Noltensmeyer—Agency President Jose Reyes—Account Manager Personal Lines Maria Sanchez—Sr. Account Manager – Personal Lines Patricia Knau—Personal Lines Account Manager

May 11, 2023 · 5 minute read · Personal Lines · Houston, TX

Blog Houston flood season is approaching—are you ready?

The sky is blue, grass is green, Houston floods—these are all facts of life. Flooding has been an issue for Houston since its founding in 1836 when it was established in the crook of the Buffalo Bayou and White Oak Bayou.

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Why is flooding so bad in Houston?

Houston’s flooding problems can be credited to both man-made and natural issues. Houston’s flat landscape makes it challenging to drain rain and flood water quickly, allowing it to accumulate in thoroughfares, businesses, and homes. Additionally, the soil beneath Houston primarily consists of clay, which is notoriously bad at draining water.

To top it all off, recent city expansion has created more water-impervious surfaces and reduced flood mitigation tactics like green spaces and retention ponds.

Be prepared for flooding year-round.

As you know, flooding in Houston is a matter of “when,” not “if.” As a Harris County resident, you must be prepared for flooding year-round. While flooding is more common from spring into fall, area floods have been recorded every month, and it’s not uncommon to see one outside of the standard timeframe.

You can’t wholly avoid flooding, but you can minimize damage to your home and belongings by preparing beforehand.

How to prepare for storms and flooding in Houston

In all honesty, preparing for storms and floods can be a complicated process. Creating evacuation plans, coordinating emergency supplies, implementing new habits into your daily life—there are many moving parts.

Fortunately, you can prepare and protect against flooding in stages. Some methods require more effort, time, and money than others, and not all are feasible for everyone. Any amount of flood prep you do is better than none.

Here are some steps FEMA recommends for protecting your property against flooding:

  • Determine your base flood elevation (BFE). FEMA defines BFE as “how high the water is expected to rise during flooding in high-risk areas.” To figure out your BFE, speak with your local floodplain manager, which you can find by emailing FEMAMapSpecialist@riskmapcds.com or calling 877.336.2627.
  • Keep an up-to-date list of your belongings, especially valuables.
  • Store all your valuables and essential documents above your local BFE.
  • Floodproof utilities or raise them above your BFE.
  • Ditch your carpet altogether and use water-resistant flooring like laminate or tile throughout your home.
  • Ensure water is directed away from your home’s exterior.

To learn more about floodproofing your home, see this brochure from FEMA. For more dire events like hurricanes, Houston has a free hurricane preparedness guide for before, during, and after the storm.

Prepare for flooding with a flood insurance policy.

Unfortunately, your homeowners insurance doesn’t cover flooding, so a flood insurance policy is one of the best ways to protect your home. The Harris County Flood Control District has recommended all Harris County residents have flood insurance, regardless of where they live.

Flood insurance is available to residents through the National Flood Insurance Program but can’t be bought directly. One of the best ways to buy flood insurance is by working with an independent insurance agency like Leavitt Group Texas Select. And with flood season upon us, now’s the best time

We have multiple agents on staff, ready to walk you through buying a flood policy as soon as possible. With flood season approaching fast, now’s the best time to purchase a flood insurance policy as part of your flood preparation process.

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References

 

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Dan Noltensmeyer

Dan Noltensmeyer

Agency President

Call: (281) 953-5210
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Honesty and integrity are two of the most important things in my life. It doesn’t matter if I’m talking about my work or personal life — I strive to be someone people can trust and know that I have their best interest at heart.

I do a lot of different things at Texas Select. I’m the Agency President, and also help our business clients develop risk transfer programs. Our agency is newer to Leavitt Group, but we’ve appreciated every single second. Leavitt’s culture has been a perfect fit — we share a focus on integrity, honesty, trustworthiness, and friendliness.

I’ve been a part of the insurance industry since 1993, when I first joined Texas Select. I represented a few different insurance carriers over the years until recently, when the agency became independent. Now, we offer clients insurance solutions from many different carriers across the nation.

I spent my childhood in Edmond, Oklahoma and graduated from Oklahoma State University in 1988 with my business degree. After three years, I returned to school at Texas A&M Corpus Christi and earned my Master of Business Administration in 1993. That same year, I married my wife, Kathleen. We have four children whom we love to spend time with.

We’re empty-nesters now, which gives time to enjoy things like traveling, playing golf, and participating in mission work around the globe for our church. Mexican food is one of our favorites and we love to eat at Lupe Tortilla, because they have the best fajitas around. The Houston area also has delicious BBQ, too.

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Jose Reyes

Jose Reyes

Account Manager Personal Lines

(713) 807-8264
Book an Appointment»
Maria Sanchez

Maria Sanchez

Sr. Account Manager – Personal Lines

Call: (713) 978-7811
Book an Appointment»
Patricia Knau

Patricia Knau

Personal Lines Account Manager

Call: (281) 953-2360