The Truth About Distracted Driving

Written by Nathan Kurtin—Co-Owner, Executive Vice President

March 1, 2026 · Car, · Personal Lines

Blog The Truth About Distracted Driving

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No one sets out to be a distracted driver. But all it takes is a glance at a phone, a spilled coffee, or a backseat squabble to take your attention off the road. In just a split second, a distraction can turn into danger.

Distracted driving affects people of all ages and experience levels. Even if you're typically focused behind the wheel, distractions can creep in, and the consequences can be serious.

What counts as distracted driving?

The National Highway Traffic Safety Administration (NHTSA) defines distracted driving as any activity that takes your attention away from driving. These distractions typically fall into three main categories:

  • Visual – Taking your eyes off the road
  • Manual – Taking your hands off the wheel
  • Cognitive – Taking your mind off driving

Often, a distraction involves more than one of these at once. For example, texting while driving is visual (looking at the screen), manual (typing), and cognitive (thinking about the message, not the road).

The Sobering Numbers

According to the NHTSA, over 420,000 people are injured in crashes involving distracted drivers each year. And tragically, thousands of lives are lost due to accidents that could have been prevented.

Everyday Ways to Stay Focused Behind the Wheel

While it’s impossible to eliminate every potential distraction, there’s a lot you can do to reduce your risk. Here are a few simple steps that make a big difference:

  • Put your phone on silent and out of reach. Toss it in your bag, glove box, or back seat before you hit the road.
  • Let someone else handle messages. If you’re riding with someone, ask them to answer calls or respond to texts for you.
  • Pull over if it’s urgent. If you absolutely have to take a call or respond to a message, find a safe place to stop first.
  • Take care of grooming at home. Shaving, applying makeup, or fixing your hair can wait until you're not behind the wheel.
  • Wait until you’re calm. If you’re upset, frustrated, or crying, take a moment to breathe before you drive. Emotional distraction is real.
  • Avoid road rage. Staying calm helps you maintain your focus on the road and ensures everyone arrives safely at their destination.
  • Skip the multitasking. Driving isn’t the time to eat, change your playlist, or reach into the back seat. Stay present and hands-free.

One Moment Can Make All the Difference

Safe driving is focused driving. Every time you get behind the wheel, you're making choices that affect your safety and the safety of everyone around you. Staying alert and distraction-free helps ensure you arrive at your destination without incident.

Have questions about how your auto insurance supports safe driving? Reach out to your Leavitt Group Texas Select advisor. We’re here to help keep you and your peace of mind protected on the road.

Have questions? Contact:

Nathan Kurtin

Nathan Kurtin

Co-Owner, Executive Vice President

Call: (713) 978-7811

I started in the insurance industry with my first job out of college at a family-owned insurance business in Houston, Texas. The office was very small, but it felt like home and was an amazing place where I built my foundation in insurance.

In 2001, I was fortunate to start my own agency with Nationwide, and from 2001 to 2024, I owned and operated Kurtin Insurance and Financial Services. Over those years, I had the pleasure of working with many clients who became friends and many employees whom I consider family.

In 2024, my agency affiliated with Leavitt Group Texas Select, where I’m currently responsible for leading our personal insurance department. I feel blessed to continue working with my clients and many of my Kurtin Insurance employees (family) who came to Leavitt Group with me.

I grew up in a small central Texas town and graduated from Texas A&M with a degree in industrial distribution. Community involvement is important to me, so I stay active by being part of St. John Vianney, the Knights of Columbus, and the FIND Discipleship group.

My wife and I have been married for over 23 years and love doing life together. In my free time, I enjoy tennis, golf, hunting, fishing, and traveling.

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Read Nathan's full bio

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