Vacation Rental Insurance
Bellevue, Burlington, Folsom, Lacey, Monroe

As a vacation rental owner, it is important to protect yourself and your property from any potential hazards that may occur during a rental. Vacation rental insurance in Washington is a must-have for any vacation rental property, as it provides coverage for any damages, losses, or liability that may occur while your property is being rented out.

Our vacation rental insurance policy covers a wide range of hazards, including:

• Property damage caused by guests or renters
• Loss of rental income due to unforeseen events or damages
• Liability coverage for accidents or injuries that occur on your property
• Protection against natural disasters, such as hurricanes, floods, and earthquakes

Without vacation rental insurance, you could be left with a costly bill if something goes wrong during a rental. For example, if a guest damages your property or causes an accident on your property, you could be held liable for the damages. Additionally, if your property is damaged by a natural disaster and you are unable to rent it out, you could lose out on valuable rental income.

Don't take any chances when it comes to protecting your vacation rental property. Invest in our vacation rental insurance policy today and enjoy peace of mind knowing that your property and income are protected. Let's get started on your free quote.

Frequently Asked Questions

• Do truckers need general liability insurance? 

  General liability insurance is different from trucking liability insurance. They sound similar but cover very different things. You don't need it like you need trucking insurance, but it's still very beneficial coverage to have.  With general liability insurance, you cover things associated with business, not trucking or transportation themselves. A couple of these coverages include: 

  • Bodily injury and property damage that occurs due to a covered incident. 
  • Personal or advertising injury. 
• What does trucking insurance cover? 

  Every trucking insurance policy is a little different from the rest based on your or your company's needs. That said, there are several common coverages you can include when building your trucking liability insurance policy.

• How much does trucking insurance cost? 

  Your commercial trucking insurance premium can vary a lot from someone else's, even if you're in similar situations or have similar policies. Some factors that affect premiums include:

  • The type(s) of vehicles you're insuring.
  • How far vehicles are traveling per year.
  • Types of cargo. Drivers' driving records.
  • The location of your center of operations.
  • Standard operating radius.
  • How you store the vehicle(s).
  • Amount of coverage you opt for.

  As commercial trucking insurance professionals, we strive to know you and your worries. We spend time listening and learning to serve you better and help you find solutions. You've worked hard to build and promote your trucking operation. The next step is to protect it. We'll assess your risks and help you tailor an insurance policy. We'd love to chat with you. Contact Whims Insurance & Financial Services today!

• Not sure which of these coverages is right for your construction firm?

  Our staff provides accurate and timely delivery of certificates of insurance. We also provide assistance and reviews of certificates and risk transfers. With our understanding of the design and administration of wrap-ups, we can help contractors navigate the construction defect litigation landscape. Our tailored risk management solutions enable contractors to respond to market fluctuations and better predict future costs.

• Who needs construction insurance?

  If you're in a construction business you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing