Landlord Insurance
Bristol, Chattanooga, Columbia, Dickson, Lawrenceburg, Lenoir City, Nashville, Old Hickory, Owings Mills

Did you know your standard home insurance policy may not be adequate to protect you against risks associated with owning a rental property? Learn more below.

Landlord Insurance

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Call: (615) 333-0232

Please note: coverage cannot be bound or altered online. A service representative will need to contact you to finalize your request.

What You Need to Know About Landlord Insurance

As a landlord, it is important for you to have insurance that is specifically geared towards protecting your rental properties. Did you know your standard home insurance policy may not be adequate to protect you against risks associated with owning a rental property?

Rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

Protect Yourself

Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.

Extra Coverage Doesn’t Have to Cost a Lot

Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to us today about the amount of coverage that’s right for you.

Your investment is unique, and you need insurance that is customized for rental properties and landlords. If you are underinsured, even a seemingly insignificant event could leave your investment properties vulnerable. Insurance coverages you may need to consider as a landlord in Nashville:

  • General Liability
  • Property
  • Legal Expenses
  • Loss of Rent
  • Theft & Damage
  • Denial of Access
  • Personal Umbrella Liability
  • Business Owner's Policy

Who Benefits From Landlord Insurance?

Landlord insurance is engineered for those who own residential properties that are leased by tenants. Rather than protecting the renters, this good landlord insurance coverage is devised to protect the interests of the landlord. Apartments, condominiums, townhouses, single-family homes and attached homes are all examples of real estate that can be covered.

How Does Landlord Insurance Function?

Insurance for landlords is paid for with monthly premiums and, when a claim payout is requested, via the payment of any deductible. These two factors influence the yearly cost of a policy that’s obtained by the property owner. A claim may be filed to receive compensation for fixing structural damage or repairing detached possessions such as appliances, sheds, and other costly belongings that are owned by the landlord but utilized by his or her tenants.

Big Benefits

A landlord who carries this insurance can enjoy the peace of mind in knowing that compensation can be had for lost income if tenants are evicted. Renters can also be forced out of an uninhabitable property resulting from disasters and accidents. In this instance, a landlord can file a claim and receive similar levels of compensation to that which would have been collected during a lease. If tenants damage a home or apartment, the landlord doesn’t have to worry about out-of-pocket expenses on repairing damages with this coverage in effect.