Small Business Insurance
Cottonwood, Flagstaff
Learn about key coverages to consider for your small business.
Small business insurance is designed to protect business owners and assets from a variety of exposures.
Request Quote or Contact Us
Please note: coverage cannot be bound or altered online. A service representative will need to contact you to finalize your request.
What You Need to Know About Small Business Insurance
At Leavitt Group of Northern Arizona, we understand what it means to build a business from the ground up. Whether you operate a boutique in Cottonwood, a restaurant in Flagstaff, or a contracting business serving all of Northern Arizona, your success deserves strong protection.
We specialize in Arizona small business insurance — creating tailored coverage plans and risk management strategies designed to protect your business, employees, and future growth.
Essential Insurance Coverages for Your Small Businesses
Commercial Liability Insurance
Accidents and lawsuits can happen to even the most careful business owners. Commercial general liability insurance helps protect your Arizona business from financial losses caused by third-party injury, property damage, or advertising mistakes. If a customer slips in your shop or a client files a claim, liability coverage keeps your business protected.
Commercial Property Insurance
Fire, theft, or storm damage can set a business back overnight. With commercial property insurance, you can safeguard your building, inventory, equipment, and other assets. From Flagstaff’s snowy winters to Cottonwood’s dry heat, we’ll help ensure your property coverage fits Arizona’s unique risks.
Inland Marine Insurance
Do you transport tools, materials, or equipment between job sites? Inland marine coverage protects your business property while in transit or stored off-site. Ideal for contractors, service professionals, and small manufacturers throughout Northern Arizona.
Flood and Earthquake Coverage
Standard business policies don’t cover floods or earthquakes — yet both can cause significant losses, even in moderate-risk areas. Flood and earthquake insurance gives your business extra security when nature strikes unexpectedly.
Business Auto Insurance
If you or your employees drive for work — making deliveries, client visits, or service calls — your personal auto policy likely won’t cover accidents that occur during business use. Commercial auto insurance protects company-owned, leased, or employee vehicles while used for business purposes.
Excess and Umbrella Liability
Major claims can exceed your primary insurance limits. An umbrella or excess liability policy adds an additional layer of protection to preserve your business assets and income. It’s essential for Arizona’s growing small and mid-sized companies.
Why Choose Leavitt Group of Northern Arizona?
-
Local Expertise: With offices in Cottonwood and Flagstaff, our team understands the unique business challenges and weather-related risks of Northern Arizona.
-
Customized Protection: We tailor insurance plans around your business size, industry, and goals.
-
Strong Partnerships: As part of the Leavitt Group, we work with leading insurance carriers to secure comprehensive coverage and competitive pricing.
-
Dedicated Support: We’re here for you long after your policy starts — helping you manage risk, file claims, and adapt as your business grows.
Your business deserves protection from a local team that understands your needs. Connect with Leavitt Group of Northern Arizona today for a personalized small business insurance quote in Cottonwood, Flagstaff, or anywhere in Northern Arizona.
Small Business Insurance FAQ:
1.What types of insurance are legally required for small businesses in Arizona?
