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Why Work With an Independent Insurance Agent?

Written by Tony May—Co-Owner, Executive Vice President

February 2, 2026 · Commercial Lines

Blog Why Work With an Independent Insurance Agent?

When you’re running a business, finding the right insurance can feel like just one more thing on your already full plate. That’s where an independent insurance agent comes in.

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Please note: coverage cannot be bound or altered online. A service representative will need to contact you to finalize your request.

Instead of navigating multiple websites or comparing policies on your own, you can work with someone who does the legwork for you, someone who understands your business and can help you find the right fit at the right price.

What is an Independent Insurance Agent?

Independent insurance agents aren’t tied to just one carrier. Instead, they partner with multiple insurance companies and work on your behalf to match your business with the best coverage options available.

Unlike captive agents who only sell policies from a single insurer, independent agents give you more choices. This often means better value, better service, and a better long-term fit for your business.

How Independent Insurance Agents Work

Independent agents act as personal business insurance advisors and advocates. Here are just a few things independent agents can help you do:

  • Get to know your business and assess your risks
  • Compare coverage and pricing across multiple carriers
  • Help you customize policies to fit your needs
  • Provide support throughout the policy lifecycle, including renewals, claims, and questions

And here’s the best part: independent agents don’t charge you for their services. They’re paid by the insurance companies, not by you.

Why Businesses in Texas Choose Independent Insurance Agents

There are several compelling reasons why many business owners prefer to work with independent agents. Here are a few of the biggest reasons:

  1. More Coverage Options
    Independent agents aren’t locked into one company. That means they can offer you more quotes, more policy types, and more flexibility when it comes to coverage and pricing.
  2. Personalized Advice
    Every business is different. Whether you run a small family-owned shop or a growing regional operation, independent agents tailor your coverage to match your specific risks, needs, and goals.
  3. Local Knowledge
    Most independent agents live and work in the communities they serve. They know the challenges businesses in your area face and can offer insights that national providers may miss.
  4. Help When You Need It Most
    Insurance can feel complicated, especially during a claim. An independent agent can guide you through the process and advocate for you with the carrier if something goes wrong.
  5. Long-Term Partnership
    As your business evolves, your insurance needs change. Independent agents are committed to the long haul, helping you adjust your coverage over time to ensure you’re always protected.

How to Find a Trusted Independent Agent

It’s easier than ever to connect with a local agent who understands your needs. If you're ready to work with an independent agent, reach out to Leavitt Group Texas Select!

Have questions? Contact:

Tony May

Tony May

Co-Owner, Executive Vice President

(713) 807-8264
Book an Appointment»

As the director of commercial operations at Leavitt Group Texas Select, I’m responsible for developing our commercial insurance team and overseeing account management, support, and talent acquisition. One of the best parts of my job is helping my team reach group goals by taking an encouraging and supportive approach.

I started in the insurance industry in 1998 as a captive agent with Nationwide Insurance, where I built an agency from scratch. In 2020, I transitioned my agency to become independent, and in 2022, I joined forces with Leavitt Group Texas Select.

I graduated with a Bachelor of Business Administration from Stephen F. Austin State University and continue to educate myself in subjects relevant to my career. I’ve earned my Life Underwriter Training Council Fellow (LUTCF) designation and am a member of several professional organizations, including the Independent Insurance Agents of Houston and Texas, Professional Insurance Agents of Texas, and the Houston Builders Association.

My wife, Felecia, and I have been married for 37 years. We have two sons, Tucker and Austin, a daughter-in-law, Karly, and recently welcomed our first grandchild, Jenna Grace. I enjoy spending time with my family, especially now that our children are adults.

Outside of work, I am very involved with my church, Holy Spirit Episcopal Church, and currently serve on the Investment Committee, as well as act as a board member of the Holy Spirit Episcopal School. I have a weekend hobby farm on 10 acres in La Grange, Texas, that I love working on. It’s nice spending time outdoors, whether it's cutting down and processing trees, tending to my small garden, or working with the two steers I keep on the property. Additionally, I perform regularly as Elvis for the elderly, typically for those suffering from Alzheimer’s or dementia.

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Read Tony's full bio

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