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What is auto shop insurance?
Just like the name implies, auto shop insurance is a type of business insurance for auto shop owners. The specifics of each policy vary based on differences between each location, but they all serve the same purpose — protecting you from the unique industry risks.
Coverage Tailored for Auto Shops
Workers Compensation: provides coverage for medical expenses, rehabilitation costs, and lost wages for employees who are injured or become ill at work.
Property Insurance: In case of catastrophes like fire, explosion, theft, or vandalism, property insurance helps cover your costs, whether it’s to repair damaged property or replace what you’ve lost.
Other Beneficial Business Coverages
Business Interruption: Following a damaging accident, you might have to temporarily close. You might not only lose income during this time, but you might also face ongoing costs, such as salaries or mortgage payments.
General Liability: covers the cost of property damage or bodily injury that occurs on your business property or as a result of your products, services, or advertising.
Commercial Auto: provides valuable protection for your company-owned vehicles, leased or rented vehicles, and your employees’ vehicles used for business purposes.
Get a quote for auto shop insurance
We partner and quote with many of the nation’s best insurance carriers, such as Auto Owners Insurance, to make sure you find the coverage that works best for you.
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