Stephen Maxwell

Risk Services, a Leavitt Group company, is where I apply my 13 years of commercial insurance industry experience. I'm a senior risk analyst and a Chartered Property Casualty Underwriter (CPCU®). The Chartered Property Casualty Underwriter (CPCU®) is difficult to attain as only 2% of insurance professionals have been able to attain that designation.

My goal is to help the insurance portion of my clients' businesses run smoothly and more efficiently so they can take insurance off their list of concerns and focus on other aspects of their business. I help businesses understand the complexities of insurance contracts and make informed decisions with all available options for their risks. I assess my clients' current insurance program to discover latent defects and hidden errors within their policies that affects their insurance coverage.

I work with clients across various industries and sectors, including construction, manufacturing, energy, transportation, home health, senior living communities, retail stores, restaurants, wineries, golf clubs, car dealerships, trade associations, and public entities.

My focus is improving insurance coverage by accessing the full spectrum of options within the insurance marketplace for both traditional insurance policies and alternative risk financing programs such as captives, single parent captives, series captives, protected cell captives, rental captives and micro captives, in situations where it’s more feasible and advantageous than the traditional insurance market.

Property and Casualty Coverages:
▪️Property
▪️Business Interruption
▪️General Liability
▪️Auto
▪️Work Compensation
▪️Umbrella
▪️Inland Marine - Contractors Equipment
▪️Employment Practices Liability
▪️D&O Liability
▪️Professional Liability - Errors and Omissions
▪️First and Third Party Cyber
▪️Builders Risk
▪️Crime

Surety Bond Services:
▪️Bid Bonds
▪️Performance and Payment Bonds
▪️License and Permit Bonds
▪️Maintenance Bonds

The philosophy I live by is everybody is my customer, from insureds to agents to insurance carriers. I am licensed to write property and casualty in all 50 states with the exception of the monopolistic WC states of North Dakota, Ohio, Wyoming, and Washington.